Credit Risk Analyst - Hybrid Work & Growth Opportunities

Placements24; Waukee (IA); Hybrid; USD 26,000 - 38,000; Full time

Benefits offered by this job

Hybrid work schedule

Competitive compensation

Medical aid and provident fund

Job summary

Placements24 is seeking a detail-oriented Credit Risk Analyst to join our financial services team in Paarl, combining office and remote work. You will evaluate borrower creditworthiness, analyze financial statements, and contribute to credit policy development to minimize losses and promote sound lending.

Responsibilities include developing risk models, analyzing data, and making loan-term recommendations while ensuring regulatory compliance and risk mitigation within a hybrid work environment.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, or related quantitative field.
• 2–4 years of experience in credit analysis or risk management.
• Strong financial statement analysis and credit principles knowledge.
• Proficiency in Excel/SQL or similar data analysis tools.
• Excellent analytical, problem-solving, and report-writing skills.
• Experience in hybrid/remote capable environments.

Responsibilities

• Analyze financial statements and credit data to assess borrower risk.
• Develop and maintain credit scoring models and risk tools.
• Make recommendations on loan terms, conditions, and collateral.
• Monitor credit portfolio performance and identify risk areas.
• Prepare reports on credit risk exposure for management.
• Ensure compliance with internal policies and regulatory guidelines.

Skills

Financial analysis

Credit principles

Excel

SQL

Report writing

Problem solving

Education

Bachelor's degree

Tools

Excel

SQL

Job description

Placements24 is seeking a detail-oriented Credit Risk Analyst to join our financial services team in Paarl, combining office and remote work. You will evaluate borrower creditworthiness, analyze financial statements, and contribute to credit policy development to minimize losses and promote sound lending.

Responsibilities include developing risk models, analyzing data, and making loan-term recommendations while ensuring regulatory compliance and risk mitigation within a hybrid work environment.