Remote Corporate Banking Credit Analyst

Placements24; United States; Remote; USD 55,000 - 75,000; Full time

Job summary

Placements24 is seeking a detail-oriented Credit Analyst for its Corporate Banking division. This fully remote role focuses on evaluating financial statements, conducting credit analysis, and preparing credit applications for a diverse corporate portfolio.

You will partner with Relationship Managers to understand client needs, monitor loan performance, and ensure adherence to regulatory and bank policies while contributing to informed lending decisions.

Qualifications

• Strong ability to analyze financial statements and cash flows for credit risk.
• Proficient in ratio analysis and financial modeling in Excel.
• Clear, concise written and verbal communication; ability to explain complex findings.

Responsibilities

• Analyze financial statements, cash flows, collateral, and industry conditions to assess creditworthiness of corporate clients.
• Prepare comprehensive credit reports and recommendations for loan facilities, renewals, and modifications.
• Monitor loan portfolios for risks and ensure compliance with covenants and bank policies.
• Collaborate with Relationship Managers to understand client needs and provide timely credit analysis support.

Skills

Financial statement analysis

Ratio analysis

Cash flow evaluation

Excel for financial modeling

Analytical thinking & communication

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

Microsoft Excel

Job description

Placements24 is seeking a detail-oriented Credit Analyst for its Corporate Banking division. This fully remote role focuses on evaluating financial statements, conducting credit analysis, and preparing credit applications for a diverse corporate portfolio.

You will partner with Relationship Managers to understand client needs, monitor loan performance, and ensure adherence to regulatory and bank policies while contributing to informed lending decisions.