Credit Risk Analyst: Data-Driven Risk & Mitigation

SUBSIDIARIES OF ENERGY TRANSFER EQUITY LP; Houston (TX); On-site; USD 85,000 - 120,000; Full time

Job summary

Energy Transfer is seeking a detailed-oriented Credit Risk Analyst to join the Credit Risk Management group. You will evaluate credit risk, administer mitigation strategies, and support growth through data-driven insights in collaboration with legal, commercial, and accounting teams.

You will analyze creditworthiness, maintain risk profiles, and help optimize credit processes while interfacing with cross-functional teams. This role requires strong analytical skills and a finance background.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field or equivalent work experience.
• Experience in wholesale credit management with financial statement analysis.
• Familiarity with credit reporting agencies and credit risk principles.
• Experience with credit scoring and risk management systems, models, and metrics.
• Proficient in Excel and Word skills.
• Excellent verbal and written skills with the ability to present complex data clearly.
• Strong analytical and problem-solving skills to assess complex financial data.
• Detail oriented with a strong ability to identify and mitigate potential credit risks.

Responsibilities

• Analyze and evaluate the creditworthiness of counterparties using financial statements, credit scoring models, and other data and analytic platforms.
• Perform comprehensive credit analysis to make recommendations on credit limits.
• Analyze entity structure to assess both individual counterparty and enterprise credit risk.
• Maintain and monitor credit accounts for changes in risk status to help identify and mitigate credit risk.
• Maintain credit system database efficiently with counterparty names, credit support documentation, and agency/internal credit rating.
• Implement strategies to mitigate credit risk, including collateral management such as letters of credit, margin calls, surety bonds, and liens.
• Assist in the development and maintaining comprehensive reports and systems.
• Work with cross-functional teams to provide insights on credit risk and recommend process improvements.

Skills

Credit risk analysis

Excel proficiency

Word proficiency

Verbal communication

Written communication

Analytical skills

Detail oriented

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Tools

Credit risk systems

Credit scoring models

Job description

Energy Transfer is seeking a detailed-oriented Credit Risk Analyst to join the Credit Risk Management group. You will evaluate credit risk, administer mitigation strategies, and support growth through data-driven insights in collaboration with legal, commercial, and accounting teams.

You will analyze creditworthiness, maintain risk profiles, and help optimize credit processes while interfacing with cross-functional teams. This role requires strong analytical skills and a finance background.