Analyst - Credit Risk Management

Energy Transfer LP; Houston (TX); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Relocation assistance

PTO

Job summary

Energy Transfer LP is seeking a Credit Risk Analyst to join the Credit Risk Management group in Houston. You will evaluate counterparty creditworthiness, monitor risk, and collaborate with legal, commercial, and accounting teams to strengthen risk processes and reporting.

The role requires a finance-related degree or equivalent experience, plus 2–5 years in credit risk or wholesale credit management. Strong analytical skills and proficiency in Excel/Word are expected.

Qualifications

• Bachelor's degree or equivalent work experience.
• Experience in wholesale credit management with financial statement analysis.
• Familiarity with credit reporting agencies and risk principles.
• Experience with credit scoring and risk management systems/models.
• Proficient in Excel and Word; strong written and verbal skills.
• Detail oriented with strong analytical skills.

Responsibilities

• Analyze and evaluate creditworthiness of counterparties using financial statements and data platforms.
• Perform comprehensive credit analysis to recommend credit limits.
• Assess entity structure to gauge counterparty and enterprise risk.
• Maintain and monitor credit accounts; identify changes in risk status.
• Support reporting and risk management systems; collaborate cross-functionally.
• Respond promptly to counterparty margin calls and information requests.
• Assist in process improvements for credit risk workflows.
• Other tasks as assigned.

Skills

Financial statement analysis

Credit risk principles

Analytical skills

Excel

Verbal and written comms

Risk management

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Tools

Credit risk systems

Credit scoring models

Job description

401(k), profit sharing, relocation assistance

United States, Texas, Houston

Aug 04, 2026

Energy Transfer , recognized by Forbes as one of America's best large employers , is dedicated to responsibly and safely delivering America's energy . We are driven to inspire our employees to create superior value for our customers, our investors, a sustainable future and giving back to the community where w e have long-standing commitments to causes including MD Anderson Children's Cancer Hospital, The Salvation Army, The American Red Cross, Ronald McDonald House and many more.

We value all of our employees who make our growth and success possible. We are proud to offer industry leading compensation, comprehensive benefits, 401(k) match with additional profit sharing, PTO and abundant career opportunities.

Come join our award winning over 12,000 strong organization as we fuel the world and each other!

Summary:

We are seeking a detailed-oriented and proactive Credit Risk Analyst to join the Energy Transfer Credit Risk Management group which reports to the Manager - Credit Risk Management. The Credit Risk Analyst will be involved in evaluating potential credit risks, administer risk mitigation strategies, maintain a robust credit profile, and engage in special projects as required. The Credit Risk Analyst will collaborate with other departments including, but not limited to: legal, commercial, and accounting to enhance risk processes, deliver analytical data-driven insights, and support the growth of Energy Transfer LP.

Essential Duties and Responsibilities:

• Analyze and evaluate the creditworthiness of counterparties using financial statements, credit scoring models, and other data and analytic platforms.


• Perform comprehensive credit analysis to make recommendations on credit limits.


• Analyze entity structure to assess both individual counterparty and enterprise credit risk.


• Accurately and timely maintain and monitor credit accounts for changes in risk status to help identify and mitigate credit risk in all of Energy Transfer's operations.


• Maintain credit system database efficiently with counterparty names, credit support documentation, and agency/internal credit rating.


• Implement strategies to mitigate credit risk, including appropriate collateral management such as letters of credit, margin calls, surety bonds, and liens.


• Assist in the development and maintaining comprehensive reports and system(s).


• Work with cross-functional teams to provide insights on credit risk and recommend and implement process improvements.


• Identify and evaluate opportunities to provide insights and recommendations for optimizing credit risk process improvements.


• Able to professionally, accurately and promptly respond to counterparty margin calls and requests.


• Provide information for miscellaneous reports on an ad hoc basis.


• Perform any other tasks as assigned.

Required Skills (External)

Requirements:

• Bachelor's degree in Finance, Accounting, Economics, or a related field or equivalent work experience


• Experience in wholesale credit management with financial statement analysis required or related area.


• Familiarity and experience with credit reporting agencies and credit risk principles.


• Experience with credit scoring and risk management systems, models, and metrics.


• Proficient in Excel and Word skills.


• Excellent verbal and written skills with the ability to present complex data clearly.


• Strong analytical and problem-solving skills to assess complex financial data.


• Detail oriented with a strong ability to identify and mitigate potential credit risks.

Required experience is commensurate with the selected job level:

• Analyst level requires a Bachelor's degree or equivalent work experience and 2-5 years of relevant experience

Senior Analyst level requires a Bachelor's degree or equivalent work experience and 5-8 years of relevant experience

Working Conditions:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

• Usually, normal office working conditions.


• Must be able to remain in a stationary position 50% of the time due to prolonged periods of sitting or standing.


• Occasional travel and/or overnight travel may be required.


• Relocation assistance will not be provided


• Working from home is not available in this position