Analyst - Credit Risk Management

Energy Transfer Partners, L.P.; Houston, Northern (TX, KY); Hybrid; USD 75,000 - 105,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Job summary

Energy Transfer Partners, L.P. is seeking a detail-oriented Credit Risk Analyst to join the Credit Risk Management group. You will evaluate credit risks, administer risk mitigation, and collaborate with Legal, Commercial, and Accounting to enhance risk processes and deliver data-driven insights.

The role requires a Bachelor’s degree or equivalent experience, 2–5 years for Analyst or 5–8 years for Senior Analyst, and proficiency in Excel/Word. Office-based role with standard conditions.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field or equivalent work experience.
• 2–5 years of relevant experience for Analyst level; 5–8 years for Senior Analyst.
• Experience with credit reporting agencies and credit risk principles.
• Proficient in Excel and Word; strong written and verbal skills.

Responsibilities

• Analyze and evaluate the creditworthiness of counterparties using financial data and credit models.
• Recommend credit limits based on comprehensive credit analysis.
• Assess entity structures to evaluate counterparty risk.
• Maintain and monitor credit accounts and risk status to mitigate risk.

Skills

Financial analysis

Credit risk

Excel proficiency

Communication

Analytical thinking

Detail oriented

Problem solving

Education

Bachelor’s degree in Finance/Accounting/Economics

Tools

Risk management software

Credit scoring systems

Job description

We value all of our employees who make our growth and success possible. We are proud to offer industry leading compensation, comprehensive benefits,401(k) match with additional profit sharing,PTO and abundant career opportunities.

Come join our award winning over 12,000 strong organization as we fuel the world and each other!

Summary:

We are seeking a detailed-oriented and proactive Credit Risk Analyst to join the Energy Transfer Credit Risk Management group which reports to the Manager – Credit Risk Management. The Credit Risk Analyst will be involved in evaluating potential credit risks, administer risk mitigation strategies, maintain a robust credit profile, and engage in special projects as required. The Credit Risk Analyst will collaborate with other departments including, but not limited to: legal, commercial, and accounting to enhance risk processes, deliver analytical data-driven insights, and support the growth of Energy Transfer LP.

Essential Duties and Responsibilities:

• Analyze and evaluate the creditworthiness of counterparties using financial statements, credit scoring models, and other data and analytic platforms.
• Perform comprehensive credit analysis to make recommendations on credit limits.
• Analyze entity structure to assess both individual counterparty and enterprise credit risk.
• Accurately and timely maintain and monitor credit accounts for changes in risk status to help identify and mitigate credit risk in all of Energy Transfer’s operations.
• Maintain credit system database efficiently with counterparty names, credit support documentation, and agency/internal credit rating.
• Implement strategies to mitigate credit risk, including appropriate collateral management such as letters of credit, margin calls, surety bonds, and liens.
• Assist in the development and maintaining comprehensive reports and system(s).
• Work with cross-functional teams to provide insights on credit risk and recommend and implement process improvements.
• Identify and evaluate opportunities to provide insights and recommendations for optimizing credit risk process improvements.
• Able to professionally, accurately and promptly respond to counterparty margin calls and requests.
• Provide information for miscellaneous reports on an ad hoc basis.
• Perform any other tasks as assigned.

Required Skills (External)

Requirements:

• Bachelor’s degree in Finance, Accounting, Economics, or a related field or equivalent work experience
• Experience in wholesale credit management with financial statement analysis required or related area.
• Familiarity and experience with credit reporting agencies and credit risk principles.
• Experience with credit scoring and risk management systems, models, and metrics.
• Proficient in Excel and Word skills.
• Excellent verbal and written skills with the ability to present complex data clearly.
• Strong analytical and problem-solving skills to assess complex financial data.
• Detail oriented with a strong ability to identify and mitigate potential credit risks.

Required experience is commensurate with the selected job level:

• Analyst level requires a Bachelor’s degree or equivalent work experience and 2-5 years of relevant experience

Senior Analyst level requires a Bachelor’s degree or equivalent work experience and 5-8 years of relevant experience

Working Conditions:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

• Usually, normal office working conditions.
• Must be able to remain in a stationary position 50% of the time due to prolonged periods of sitting or standing.
• Occasional travel and/or overnight travel may be required.
• Relocation assistance will not be provided
• Working from home is not available in this position

An equal opportunity employer/disability/vet

Energy Transfer is an equal opportunity employer and does not discriminate against qualified applicants on the basis of actual or perceived race, color, religion, sex, sexual orientation, gender identity, age, national origin, disability, pregnancy, veteran status, genetic information, citizenship status, or any other basis prohibited by law.

The nature and frequency of the above working conditions and requirements may vary depending on individual operational circumstances. Where feasible, the Partnership will make reasonable accommodations to qualified individuals with disabilities to enable them to perform the essential functions of the job.

DISCLAIMER:

The statements listed in this job posting, which are subject to change, are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.

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Energy Transfer is an equal opportunity employer and does not discriminate against qualified applicants on the basis of any actual or perceived legally protected characteristics under federal, state, or local law. To view a notice describing federal equal opportunity laws click here .

If, because of a medical condition or disability, you need a reasonable accommodation forany part of the application process, please contact the EEO Coordinator at 713-989-2247.This number is for reasonable accommodation requests only.