Credit Recovery Specialist

Connect Search; Midland (TX); On-site; USD 28,000 - 37,000; Full time

Job summary

Connect Search LLC in Midland, TX seeks a Credit Recovery / Collections Assistant to support delinquent account management, member communication, credit reporting, and dispute resolution. The ideal candidate has experience in collections, banking, consumer lending, or financial services and is comfortable handling sensitive financial matters with professionalism, accuracy, and discretion.

The role involves monitoring delinquent loans, negotiating payment arrangements, documenting activity, and

Qualifications

• High school diploma or equivalent required.
• Experience in collections, banking, consumer lending, or financial services preferred.
• e-OSCAR experience strongly preferred.
• Experience with credit reporting and consumer disputes preferred.
• Strong communication, negotiation, and customer service skills.
• Ability to manage multiple accounts, deadlines, and follow-up responsibilities.
• Strong attention to detail and accurate documentation.
• Proficiency with computers and financial software.
• Knowledge of collection practices and applicable regulations preferred.
• Bilingual English/Spanish is a plus.

Responsibilities

• Monitor delinquent consumer loans and past-due accounts.
• Communicate with account holders regarding outstanding balances and payment arrangements.
• Negotiate payment solutions and follow up on missed payments.
• Maintain accurate documentation of collection activity, account updates, and communications.
• Assist with consumer credit reporting, disputes, and account research.
• Utilize e-OSCAR for credit reporting disputes and related processes.
• Review account histories, loan documents, and transaction activity to resolve discrepancies.
• Escalate complex accounts and disputes to appropriate leadership.
• Maintain confidentiality and follow applicable financial regulations and internal procedures.
• Provide administrative support to the collections and credit recovery team.

Skills

Communication skills

Negotiation

Customer service

Bilingual English/Spanish

Attention to detail

Experience in collections/banking/fin.

Education

High school diploma

Tools

e-OSCAR

Job description

Credit Recovery / Collections Assistant

Location: Midland, TX
Compensation: $20–$27/hour DOE
Employment Type: Full-Time | Contract-to-Hire
Schedule: On-Site

Position Overview

A well-established financial institution in Midland, TX is seeking a Credit Recovery / Collections Assistant to support delinquent account management, member communication, credit reporting, and dispute resolution.

The ideal candidate has experience in collections, banking, consumer lending, or financial services and is comfortable handling sensitive financial matters with professionalism, accuracy, and discretion.

Key Responsibilities

• Monitor delinquent consumer loans and past-due accounts.

• Communicate with account holders regarding outstanding balances and payment arrangements.

• Negotiate payment solutions and follow up on missed payments.

• Maintain accurate documentation of collection activity, account updates, and communications.

• Assist with consumer credit reporting, disputes, and account research.

• Utilize e-OSCAR for credit reporting disputes and related processes.

• Review account histories, loan documents, and transaction activity to resolve discrepancies.

• Escalate complex accounts and disputes to appropriate leadership.

• Maintain confidentiality and follow applicable financial regulations and internal procedures.

• Provide administrative support to the collections and credit recovery team.

Qualifications

• High school diploma or equivalent required.

• Previous experience in collections, banking, consumer lending, or financial services preferred.

• e-OSCAR experience strongly preferred.

• Experience with credit reporting and consumer disputes preferred.

• Strong communication, negotiation, and customer service skills.

• Ability to manage multiple accounts, deadlines, and follow-up responsibilities.

• Strong attention to detail and accurate documentation.

• Proficiency with computers and financial software.

• Knowledge of collection practices and applicable regulations preferred.

• Bilingual English/Spanish is a plus.

Additional Information

• Full-time, on-site position in Midland, TX.

• $20–$27/hour, depending on experience.

• Contract-to-hire opportunity.

• Preemployment background check and drug screening required.