Credit Manager

Jobot; San Clemente (CA); On-site; USD 150,000 - 170,000; Full time

Job summary

Jobot is seeking an experienced Credit Manager to lead the global Credit and Accounts Receivable function from San Clemente, CA. This hands-on leadership role covers risk assessment, credit limits, terms, and international exposure, while partnering with senior Finance and Sales leadership to optimize cash flow.

The ideal candidate will drive process improvements, manage a global team, and collaborate across Finance, Operations, Customer Service, and Supply Chain to deliver clear AR metrics and

Qualifications

• 10+ years of progressive Credit, Collections, and/or AR experience.
• Global/international credit and collections experience required.
• Strong full-cycle AR experience including collections, aging, cash application, reconciliations, deductions, and disputes.
• ERP experience with major systems (PeopleSoft, Oracle, Epicor, SAP, NetSuite) and advanced Excel.
• Bachelor's degree in Finance, Accounting, Business, or related field.

Responsibilities

• Lead global Credit, Accounts Receivable, Collections, Cash Application, and Order-to-Cash operations.
• Evaluate new and existing customers for creditworthiness and establish limits and terms.
• Manage domestic and international credit exposure and customer risk.
• Develop and enforce credit and collection policies; monitor AR aging and DSO.
• Lead collection strategy and improve cash flow; resolve disputes and deductions.
• Oversee holds, order releases, and collaboration with Sales, Logistics, and Supply Chain.
• Develop forecasts and provide executive AR reporting; mentor the team.

Skills

Credit decisions

Global credit

Advanced Excel

Power BI

AI/automation

Leadership

Education

Bachelor's degree in Finance, Accounting, Business, or related field

Tools

PeopleSoft

Oracle

Epicor

SAP

NetSuite

Job description

Credit Manager

$150000 - $170000 per year | San Clemente, CA | On-site | Permanent

Credit Manager – Global Credit & AR | Up to $170K Total Comp

A bit about us:

Our client is an established, design-driven consumer products organization headquartered in San Clemente, CA, with a global customer base and strong presence across residential and commercial markets. The company operates in a fast-paced, entrepreneurial environment and is continuing to invest in technology, automation, and process improvement across the organization.

They are seeking an experienced Credit Manager to lead the global Credit and Accounts Receivable function, partnering closely with senior Finance leadership as well as Sales, Operations, Customer Service, Logistics, and Supply Chain.

Why join us?

• Up to $170K in total compensation
• High-visibility role partnering directly with the Assistant Controller and CFO
• Ownership of the global Credit & Accounts Receivable function
• Opportunity to lead and develop an established team
• Significant influence over credit strategy, cash flow, risk management, and process improvement
• Global customer portfolio across domestic and international markets
• Technology-forward environment with a strong focus on AI, automation, and systems optimization
• Opportunity to grow into broader Director-level leadership over time
• Established organization with premium products and a strong market presence

Job Details

We are seeking an experienced Credit Manager to lead our client's global Credit and Accounts Receivable organization. This is a hands-on leadership position responsible for the complete credit and AR lifecycle, including credit risk, collections, cash application, customer deductions and disputes, account reconciliation, bad debt, cash forecasting, and order-to-cash.

The ideal candidate brings deep credit expertise and can confidently evaluate customer risk, establish credit limits and payment terms, manage international exposure, and make sound decisions around credit holds and order releases.

This person will also be a highly visible partner to senior Finance leadership, providing insight into DSO, aging, bad debt, cash collections, and overall portfolio performance.

While this is a strategic leadership position, it is not a hands-off management role. The Credit Manager should be comfortable getting into the details, resolving complex customer issues, investigating discrepancies, and supporting the team directly when needed.

Responsibilities

• Lead global Credit, Accounts Receivable, Collections, Cash Application, and Order-to-Cash operations
• Evaluate new and existing customers for creditworthiness and establish appropriate credit limits and payment terms
• Manage domestic and international credit exposure and customer risk
• Develop, maintain, and enforce credit and collection policies
• Monitor AR aging, DSO, CEI, current AR, 90+ aging, and bad debt performance
• Lead collection strategy and drive improvement in cash flow and past‑due balances
• Manage customer disputes, deductions, rebates, and pricing discrepancies
• Oversee credit holds and order releases in partnership with Sales, Logistics, and Supply Chain
• Manage dealer and distributor credit programs across domestic and international markets
• Oversee cash application, account reconciliations, write-offs, and related month-end activity
• Manage bad debt and bad debt reserves in partnership with the Assistant Controller
• Develop cash collection forecasts and executive‑level AR reporting
• Partner closely with Sales, Operations, Customer Service, and Finance
• Lead, mentor, and develop the Credit/AR team
• Identify and implement process improvements, automation, and systems enhancements
• Strengthen internal controls and ensure compliance across Credit and AR processes

Qualifications

• 10+ years of progressive Credit, Collections, and/or Accounts Receivable experience
• Significant experience owning credit decisions, including creditworthiness evaluation, credit limits, terms, holds, and risk management
• Global/international credit and collections experience required
• Strong full‑cycle AR experience including collections, aging, cash application, reconciliations, deductions, and disputes
• Previous team leadership experience strongly preferred
• Strong understanding of DSO, bad debt, AR aging, cash forecasting, and collection performance
• Experience within manufacturing, distribution, consumer products, electronics, or a similar environment preferred
• Strong ERP experience; PeopleSoft, Oracle, Epicor, SAP, NetSuite, or similar systems
• Advanced Excel skills
• Experience driving process improvement and automation
• Power BI and AI/automation experience highly valued
• Bachelor's degree in Finance, Accounting, Business, or related field preferred
• Ability to work onsite in San Clemente, CA

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

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