Credit Loss Analytics Analyst

First Horizon Corp.; Charlotte, Northern (NC, KY); Hybrid; USD 75,000 - 105,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

Job summary

First Horizon Corporation in Charlotte, NC seeks a quantitative professional to assist in CECL documentation, production, and analysis for consumer and commercial lending portfolios. You will work with CECL platform outputs, and use Dataiku, PowerBI and Excel to support reserves and forecast reporting.

The role requires 4–6 years in credit loss analytics, a 4-year degree in business or mathematical sciences, and skills in Python/SQL. Strong analytical abilities and Excel experience are essential.

Qualifications

• Bachelor's degree in business or mathematical sciences or equivalent
• 4-6 years of experience in credit loss analytics or loss forecasting
• Working knowledge of Python or SQL required
• Strong analytical skills
• Microsoft Excel experience required

Responsibilities

• Assist in documentation, production, and analysis of CECL, credit loss forecasting, and stress testing materials
• Use CECL platform to extract and analyze model results
• Utilize Dataiku, PowerBI, Excel or other tools to analyze reserves and forecasts with data controls
• Update standard tables and commentary for CECL and related forecasts
• Analyze economic forecast data and relate it to loss forecast changes
• Maintain process and procedures documentation
• Perform ad hoc portfolio analyses related to credit risk

Skills

Strong analytical skills

Excel proficiency

Education

Bachelor's degree in business or mathematical sciences

Tools

Python

SQL

Excel

Job description

SUMMARY

Assist in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial lending portfolios.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Use the bank’s CECL platform to extract and analyze credit loss model results.
• Use Dataiku, PowerBI, Excel, or other analytic platforms to calculate, analyze, or report on aspects of CECL reserves and other loss forecasts. Exercise/establish appropriate controls ensuring data and calculation accuracy. Have working knowledge of calculations in order to analyze and explain results.
• Update standard tables and commentary in CECL, Credit Loss Forecasting, and Stress Testing presentations.
• Analyze economic forecast data and explain its relevance to changes in loss forecasts.
• Assist in maintaining process and procedures documentation.
• Perform ad hoc analysis of consumer and commercial lending portfolios related to various aspects of credit risk.
• Performs all other duties as assigned.

SUPERVISORY RESPONSIBILITIES

• No supervisory responsibilities

QUALIFICATIONS

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
• Bachelor (4-year college) degree in business or mathematical science.
• 4-6 years of experience in credit loss analytics and/or loss forecasting. Prefer in financial services industry
• Working knowledge of Python or SQL required.
• Strong analytical skills
• Microsoft Excel experience required

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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