Credit Loss Analytics Analyst

First Horizon Bank; Charlotte (NC); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Medical and wellness benefits

Dental and vision coverage

HSA with company match

Parental/maternity leave

Tuition reimbursement

Mentor program

401(k) with match

Job summary

First Horizon Bank is seeking an experienced CECL analytics professional to document, produce, and analyze credit loss materials for consumer and commercial lending.

The role leverages CECL platforms, Dataiku, PowerBI, and Excel to calculate and report loss forecasts, while maintaining documentation and presenting findings to stakeholders.

Qualifications

• Bachelor degree in business or mathematical science.
• 4-6 years of experience in credit loss analytics and/or loss forecasting.
• Working knowledge of Python or SQL required.
• Strong analytical skills.
• Microsoft Excel experience required.

Responsibilities

• Use the bank’s CECL platform to extract and analyse credit loss model results.
• Use Dataiku, PowerBI, Excel, or other analytic platforms to calculate, analyse, or report on CECL reserves and other loss forecasts. Ensure data and calculation accuracy.
• Update standard tables and commentary in CECL, Credit Loss Forecasting, and Stress Testing presentations.
• Analyse economic forecast data and explain its relevance to changes in loss forecasts.
• Assist in maintaining process and procedures documentation.
• Perform ad hoc analysis of consumer and commercial lending portfolios related to credit risk.
• Performs all other duties as assigned.

Skills

Python

SQL

Excel

Education

Bachelor (4-year college) degree in business or mathematical science

Tools

Dataiku

PowerBI

Job description

JOB DESCRIPTION Assist in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial lending portfolios.

• Use the bank’s CECL platform to extract and analyse credit loss model results.
• Use Dataiku, PowerBI, Excel, or other analytic platforms to calculate, analyse, or report on aspects of CECL reserves and other loss forecasts. Exercise/establish appropriate controls ensuring data and calculation accuracy. Have working knowledge of calculations in order to analyse and explain results.
• Update standard tables and commentary in CECL, Credit Loss Forecasting, and Stress Testing presentations.
• Analyse economic forecast data and explain its relevance to changes in loss forecasts.
• Assist in maintaining process and procedures documentation.
• Perform ad hoc analysis of consumer and commercial lending portfolios related to various aspects of credit risk.
• Performs all other duties as assigned.

JOB DESCRIPTION

Assist in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial lending portfolios.

Essential Duties And Responsibilities

• Use the bank’s CECL platform to extract and analyse credit loss model results.
• Use Dataiku, PowerBI, Excel, or other analytic platforms to calculate, analyse, or report on aspects of CECL reserves and other loss forecasts. Exercise/establish appropriate controls ensuring data and calculation accuracy. Have working knowledge of calculations in order to analyse and explain results.
• Update standard tables and commentary in CECL, Credit Loss Forecasting, and Stress Testing presentations.
• Analyse economic forecast data and explain its relevance to changes in loss forecasts.
• Assist in maintaining process and procedures documentation.
• Perform ad hoc analysis of consumer and commercial lending portfolios related to various aspects of credit risk.
• Performs all other duties as assigned.

Supervisory Responsibilities

• No supervisory responsibilities

Qualifications

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
• Bachelor (4-year college) degree in business or mathematical science.
• 4-6 years of experience in credit loss analytics and/or loss forecasting. Prefer in financial services industry
• Working knowledge of Python or SQL required.
• Strong analytical skills
• Microsoft Excel experience required

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services.

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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