Credit Loss Analytics Analyst

First Horizon Bank; Charlotte (NC); On-site; USD 75,000 - 110,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

401(k) with 6% match

Job summary

First Horizon Bank is seeking a skilled analyst to support CECL, Credit Loss Forecasting, and Stress Testing for consumer and commercial lending portfolios. You will extract results from CECL platforms and use Dataiku, PowerBI, and Excel to analyze and report on loss forecasts.

The role requires 4–6 years in credit loss analytics, proficiency in Python or SQL, and strong Excel capabilities. This position is based in Charlotte, NC, with full-time hours and opportunities to contribute to

Qualifications

• Bachelor degree required in business or mathematical science.
• 4–6 years of experience in credit loss analytics and/or loss forecasting.
• Working knowledge of Python or SQL required.
• Strong analytical skills.
• Microsoft Excel experience required.

Responsibilities

• Use CECL platform to extract and analyze credit loss model results.
• Use Dataiku, PowerBI, Excel, or other analytic platforms to calculate, analyze, or report on CECL reserves and other loss forecasts.
• Update standard tables and commentary in CECL, Credit Loss Forecasting, and Stress Testing presentations.
• Analyze economic forecast data and explain its relevance to changes in loss forecasts.
• Assist in maintaining process and procedures documentation.
• Perform ad hoc analysis of consumer and commercial lending portfolios related to various aspects of credit risk.
• Performs all other duties as assigned.

Skills

Analytical skills

Education

Bachelor degree in business or mathematical science

Tools

Python

SQL

Excel

Job description

SUMMARY

Assist in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial lending portfolios.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Use the bank’s CECL platform to extract and analyze credit loss model results.

• Use Dataiku, PowerBI, Excel, or other analytic platforms to calculate, analyze, or report on aspects of CECL reserves and other loss forecasts. Exercise/establish appropriate controls ensuring data and calculation accuracy. Have working knowledge of calculations in order to analyze and explain results.

• Update standard tables and commentary in CECL, Credit Loss Forecasting, and Stress Testing presentations.

• Analyze economic forecast data and explain its relevance to changes in loss forecasts.

• Assist in maintaining process and procedures documentation.

• Perform ad hoc analysis of consumer and commercial lending portfolios related to various aspects of credit risk.

• Performs all other duties as assigned.

SUPERVISORY RESPONSIBILITIES

• No supervisory responsibilities

QUALIFICATIONS

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
• Bachelor (4-year college) degree in business or mathematical science.
• 4-6 years of experience in credit loss analytics and/or loss forecasting. Prefer in financial services industry
• Working knowledge of Python or SQL required.
• Strong analytical skills
• Microsoft Excel experience required

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https://urldefense.com/v3/__https:/www.firsthorizon.com/__;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6_kmPxl66_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us

Facebook (https://www.facebook.com/FirstHorizonBank)

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LinkedIn (http://www.linkedin.com/company/first-horizon-bank)

Instagram

YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209_-Q)

Job Identification: 1254

Job Category: Support

Job Schedule: Full time

Degree Level: Bachelor of Science