Credit Card Risk Strategy Analyst

0101 The Huntington National Bank; United States; On-site; USD 102,000 - 208,000; Full time

Benefits offered by this job

Health insurance

Retirement plan

Paid time off

Job summary

Huntington Bank is seeking a Credit Card Risk Strategy Analyst to lead quantitative credit strategies for consumer card acquisition programs. You will develop approval strategies, initial credit lines, and risk-based pricing while monitoring portfolio performance to meet loss and risk-adjusted return objectives.

The role requires extensive experience in analytics, SQL/SAS, and collaboration across Credit Administration, Underwriting, Fraud, and Compliance to optimize credit policy and drive

Qualifications

• Bachelor’s degree in analytics or related field.
• 7+ years of analytics experience in financial services.
• Proficiency with SQL and SAS.

Responsibilities

• Lead the development, implementation, and oversight of consumer credit card origination strategies and performance reporting.
• Design, run, and evaluate policy experiments and A/B tests to improve credit policy and strategy.
• Forecast, monitor, and report credit risk performance and emerging portfolio trends.
• Collaborate across Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to align with risk and regulatory requirements.
• Demonstrate end-to-end analytical lifecycle including project development, execution, and post-implementation monitoring.
• Analyze data using SQL/SAS to review performance and validate strategy changes.

Skills

Analytics experience

SQL/SAS

Strong communication

Education

MBA/MS/PhD in Statistics, Economics, Finance, or Business Analytics

Bachelor’s degree in a quantitative field

Tools

Tableau

Snowflake

Excel

Job description

Description Job Description:

The Credit Card Risk Strategy Analyst leads the development, implementation, and ongoing monitoring of quantitative credit strategies for Huntington’s consumer credit card acquisition programs. The role is responsible for account approval strategies, initial credit line assignment, and risk-based pricing strategies. This position also monitors the credit risk profile and performance of newly acquired accounts to ensure alignment with established portfolio loss and risk-adjusted return objectives.

Job Responsibilities:

• Lead the development, implementation, and ongoing oversight of consumer credit card new account origination strategies, including segment-level performance reporting and change management.
• Design, execute, and evaluate policy experiments and A/B tests, translating analytical findings into actionable credit policy and strategy enhancements.
• Manage forecasting, monitoring, and reporting frameworks that provide timely visibility into credit risk performance and emerging portfolio trends.
• Partner cross‑functionally with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to advance business priorities and ensure alignment with risk and regulatory requirements.
• Demonstrated experience managing the full analytical lifecycle, including project development, execution, presentation, implementation, and post‑implementation monitoring.
• Demonstrated understanding of credit card profit‑and‑loss (P&L) drivers and financial performance.
• Analyze data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations.

Basic Qualifications

• Bachelors degree 7+ years experience in analytics role in financial services.
• 5+ years experience with SQL/SAS

Preferred Qualifications

• MBA/MS or Ph.D in Statistics, Economics, Finance, or Business Analytics
• Experience with Tableau, Snowflake, or comparable data visualization tools, and Microsoft Excel.
• Strong organization and communication skills, both verbal and written
• Strong analytical skills and thought process, with a high degree of attention to detail
• Ability to articulate problem solving methodology used to research and create solutions
• Ability to work on multiple projects at once, prioritizing within tight time constraints.

#LI-OnSite Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office

Our Approach to Office Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in‑office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

• $102,000 - $208,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

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Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game‑changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way we save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter.