Credit Associate

Carroll Construction Supply; Ottumwa (IA); On-site; USD 42,000 - 70,000; Full time

Benefits offered by this job

Employee Stock Ownership Program

401K

Flex Spending Account

Health Insurance

Vision Insurance

Company paid Long Term Disability

Short Term Disability

Supplement Assurity plans

Job summary

A construction supply company is seeking an experienced Credit Manager Assistant to support the Credit Department in assessing creditworthiness and managing customer accounts. Responsibilities include onboarding new customers, monitoring credit, and resolving issues. Strong communication skills and knowledge in credit processes will be valuable. The position offers excellent compensation, including benefits like health insurance, 401K, and an Employee Stock Ownership Program.

Qualifications

• Experience in credit management or finance preferred.
• Strong communication skills for customer interactions.
• Familiarity with credit monitoring processes is beneficial.

Responsibilities

• Manage customer onboarding and credit monitoring.
• Conduct periodic reviews of existing customer credit.
• Provide reporting on highest risk accounts.
• Ensure AR balances remain appropriate for current environment.
• Consult with management on complex collections and extraordinary efforts.
• Provide reporting on high-risk accounts with recommendations.
• Build strong customer relationships via email and phone with customers and internal teams.
• Oversee filing of liens and lien releases; consult with legal counsel as needed.
• Develop external relationships with attorneys, collection agencies and credit associations.
• Seek opportunities to automate or streamline credit processes to reduce costs.

Skills

Customer relationship management

Credit assessment

Problem solving

Accounts receivable

Job description

Carroll Construction Supply is looking to hire an experienced Credit Manager Assistant. This position will assist the Credit Department in reducing bad debt by assessing the creditworthiness of potential new customers and conducting periodic reviews of existing customers.

Duties and Responsibilities

• Manage customer onboarding, credit monitoring, and collections.
• Regular review of receivable aging reports to identify accounts that require follow-up.
• Research, document, and resolve outstanding issues and balances. Resolve escalated collection issues. Interface with the customer and sales team to assist in collection as required.
• Ensure accounts receivable balances are maintained at appropriate levels for the economic environment and business situation.
• Consult and work closely with management and appropriate staff on complex collections and/or situations requiring extraordinary efforts to resolve.
• Provide reporting on the highest risk accounts, including recommendations for resolution.
• Build strong customer relationships to create maximum value, routinely communicate via email and telephone with customers and internal associates.
• Oversee the filing of liens, lien releases, and consult with legal counsel when appropriate.
• Establish and maintain external business/industry relationships, including attorneys, collection agencies, and other credit associations.
• Continuously seek out new ways to automate, streamline, or eliminate tasks in the credit department to improve processes and reduce costs.

Perks to being a part of the Carroll team!

Excellent Compensation and Benefits

• Employee Stock Ownership Program
• 401K
• Flex Spending Account
• Health Insurance
• Vision Insurance
• Company paid Long Term Disability
• Short Term Disability
• Supplement Assurity plans offered

If you are the hardworking self-starter who wants to be a part of a growing & winning team, then apply online with cover letter and resume: