Credit Associate

Alexander Chapman; Houston (TX); On-site; USD 80,000 - 120,000; Full time

Job summary

Alexander Chapman Ltd seeks a Private Credit Associate to join its Investment Team in Houston, Texas. You will work on underwriting, financial analysis, due diligence, and transaction execution across the private credit lifecycle.

You will build financial models, assess leverage and debt capacity, and contribute to investment memoranda and deal execution while collaborating with senior professionals in a fast-paced private credit environment.

Qualifications

• Bachelor's degree from a strong academic institution.
• About 2+ years in private credit, investment banking, leveraged finance, or related field.
• Strong financial modeling, analytical, and credit underwriting skills.
• Understanding of financial statements, debt structures, and credit risk.
• Strong written and verbal communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Must have established ties to Texas and be based in Houston.

Responsibilities

• Evaluate new investment opportunities through financial analysis, credit underwriting, and industry research.
• Build and maintain financial models to assess company performance, cash flow, leverage, and debt capacity.
• Conduct due diligence and evaluate business fundamentals, capital structures, and downside risks.
• Prepare investment memoranda and materials for investment committee review.
• Support transaction execution, including deal structuring and documentation.
• Monitor existing portfolio investments and assess ongoing credit performance.
• Work closely with senior team members throughout the investment process.

Skills

Financial modeling

Credit underwriting

Analytical thinking

Credit risk

Communication skills

Portfolio monitoring

Deal execution

Time management

Education

Bachelor's degree

Tools

Excel

Job description

A leading private credit investment firm is seeking a Private Credit Associate to join its Investment Team in Houston, Texas. The firm provides customized financing solutions to lower middle-market companies across a range of industries.

This is an opportunity to gain exposure to the full investment lifecycle, working closely with senior investment professionals on underwriting, financial analysis, due diligence, and transaction execution.

Key Responsibilities

• Evaluate new investment opportunities through financial analysis, credit underwriting, and industry research.
• Build and maintain financial models to assess company performance, cash flow, leverage, and debt capacity.
• Conduct due diligence and evaluate business fundamentals, capital structures, and downside risks.
• Prepare investment memoranda and materials for investment committee review.
• Support transaction execution, including deal structuring and documentation.
• Monitor existing portfolio investments and assess ongoing credit performance.
• Work closely with senior team members throughout the investment process.

Requirements

• Bachelor's degree from a strong academic institution.
• Approximately 2+ years of relevant experience in private credit, investment banking, leveraged finance, commercial banking, or a related field.
• Strong financial modeling, analytical, and credit underwriting skills.
• Understanding of financial statements, debt structures, and credit risk.
• Strong written and verbal communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Must have established ties to Texas and a genuine commitment to being based in Houston.

The Opportunity

• Direct exposure to the full private credit investment lifecycle.
• Hands-on involvement in live transactions and investment decisions.
• Opportunity to work closely with experienced investment professionals.
• Collaborative team environment with meaningful responsibility and professional development.