Credit Analyst: Risk, Reporting & Credit Strategy

kate spade new york; New York (NY); On-site; USD 64,000 - 68,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(K)

Paid paternity and maternity leave

Commuter Benefits

Disability insurance

Tuition assistance

Job summary

kate spade new york, a member of Tapestry, is seeking a Credit Analyst to assess creditworthiness of customers and vendors, reduce financial risk, and ensure compliance with credit policies. This role collaborates with Accounts Receivable, Sales, Customer Service, Logistics, Operations, and Finance under the Credit Manager.

The successful candidate will leverage expertise in financial statement analysis, credit practices, and ERP systems such as SAP to monitor exposure, release orders, and

Qualifications

• Knowledge of financial statement analysis and commercial credit practices.
• Strong analytical and problem-solving skills to interpret credit data.
• Experience with order release, credit holds, and payment terms.

Responsibilities

• Reviewing the creditworthiness of new and existing customers and vendors by analyzing financial statements, payment history, commercial credit reports, and relevant industry information.
• Assisting with establishing appropriate credit limits and risk mitigation measures, including prepayment terms and letters of credit for customers that do not qualify for open credit.
• Monitoring customer and vendor credit exposure and alerting the Credit Manager to deteriorating credit conditions or other emerging risks.
• Reviewing and releasing blocked sales orders daily in accordance with established credit policies and approval requirements.
• Partnering with Accounts Receivable, Sales, Customer Service, Logistics, Operations, and Finance to resolve routine issues affecting collections, credit decisions, and order flow.
• Monitoring accounts receivable aging, chargeback aging, deductions, disputes, and collection activity, and preparing recurring credit reports.
• Assisting the Credit Manager with credit procedures, and internal and external audit requests.
• Supporting SAP and other ERP system updates, testing, reporting, and credit-related process improvements, and performing journal entries on an ad hoc basis throughout the month.

Skills

Credit analysis

Analytical thinking

Communication

Excel proficiency

Education

Bachelor’s degree in Accounting, Finance, Business Admin, Economics or related field

Tools

SAP

Excel

ERP systems

Job description

kate spade new york, a member of Tapestry, is seeking a Credit Analyst to assess creditworthiness of customers and vendors, reduce financial risk, and ensure compliance with credit policies. This role collaborates with Accounts Receivable, Sales, Customer Service, Logistics, Operations, and Finance under the Credit Manager.

The successful candidate will leverage expertise in financial statement analysis, credit practices, and ERP systems such as SAP to monitor exposure, release orders, and