Credit Analyst Intern: Financial Analysis & Underwriting

recruitment page; Birmingham (AL); On-site; USD 21,000 - 28,000; Part time

Job summary

ServisFirst is seeking a Credit Analyst Intern in Birmingham, AL to assess creditworthiness based on financial statements, borrowing history and market conditions. The role involves underwriting, updating electronic files, and preparing reports for loan review and approval.

The intern will collaborate with Loan Officers to obtain financial information and assist in determining loan terms, while following applicable compliance regulations.

Qualifications

• Undergraduate student in Finance, Accounting, Economics or related field.
• Excellent written and verbal communication skills.
• Experience using Microsoft Outlook, Word and Excel.
• Experience in a position requiring attention to detail and data analysis.
• Excellent organizational skills and ability to multi-task.
• Ability to work independently with little supervision.

Responsibilities

• Assist in updating electronic credit files by imaging related loan and financial documents.
• Assist in conducting financial analysis and underwriting of credit for new loan requests and loan maturities.
• Contact Loan Officers to request necessary financial information for analysis such as balance sheets, tax returns and financial statements.
• Assist in determining the strength and/or weakness of the client’s credit to determine the terms of the loan.
• Run reports that show past or current maturities and request necessary information.
• Generate and compile various monthly reports including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries and internal credit administration auditing.
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies.

Skills

Excellent written and verbal comms

Attention to detail

Data analysis

Excellent organizational skills

Multi-tasking

Independent work

Education

Undergraduate student in Finance, Accounting, Economics or related field

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

ServisFirst is seeking a Credit Analyst Intern in Birmingham, AL to assess creditworthiness based on financial statements, borrowing history and market conditions. The role involves underwriting, updating electronic files, and preparing reports for loan review and approval.

The intern will collaborate with Loan Officers to obtain financial information and assist in determining loan terms, while following applicable compliance regulations.