Credit Analyst: Risk & Financial Insights

First Service Bank; Greenbrier (AR); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Tuition reimbursement

Job summary

First Service Bank is seeking a Credit Analyst to perform in-depth financial analysis to assess creditworthiness and lending risks. This full-time, on-site role supports sound lending decisions and customer service in our corporate environment.

The position emphasizes collaboration with Loan Officers and senior leadership, with opportunities to grow in risk management and financial services while serving local customers within reach of our corporate location.

Qualifications

• High School diploma or GED required.
• College degree in related field preferred.
• Must be available to work full-time Mondays through Fridays on-site.

Responsibilities

• Perform detailed financial analysis to assess creditworthiness of individuals and businesses.
• Calculate and interpret financial ratios, cash flow, and debt coverage.
• Prepare clear, narrative reports for Loan Officers, Loan Committee, and Board of Directors.
• Collaborate with Loan Officers and Assistants to gather necessary documentation.
• Update annual financial reviews and report trends or concerns.
• Attend loan committee meetings and training sessions as needed.
• Represent First Service Bank in the community and promote our products and services.

Skills

Analytical thinking

Financial analysis

Communication skills

Detail-oriented

Time management

Typing skills

Education

High School diploma or GED

College degree in related field preferred

Job description

First Service Bank is seeking a Credit Analyst to perform in-depth financial analysis to assess creditworthiness and lending risks. This full-time, on-site role supports sound lending decisions and customer service in our corporate environment.

The position emphasizes collaboration with Loan Officers and senior leadership, with opportunities to grow in risk management and financial services while serving local customers within reach of our corporate location.