Credit Analyst Intern: Underwriting & Loan Analytics

Servisfirst Bank; Birmingham (AL); On-site; USD 17,000 - 25,000; Part time

Job summary

ServisFirst Bank in Birmingham, AL is seeking a Credit Analyst Intern for the spring term. You will assist in evaluating creditworthiness of potential clients by reviewing financial statements, borrowing history and market conditions, and prepare loan-related appraisals for review and approval.

The internship offers hands-on experience with financial models, credit reports and key ratios, supporting loan officers and ensuring regulatory compliance throughout the process.

Qualifications

• Undergraduate student majoring in Finance, Accounting, Economics or a related field
• Excellent written and verbal communication skills
• Experience using Microsoft Outlook, Word and Excel
• Experience in a position requiring attention to detail and data analysis
• Excellent organizational skills and ability to multi-task
• Ability to work independently with little supervision

Responsibilities

• Assist in updating electronic credit files by imaging related loan and financial documents
• Assist in conducting financial analysis and underwriting of credit for new loan requests and loan maturities
• Contact Loan Officers to request necessary financial information for analysis such as balance sheets, tax returns and financial statements
• Assist in determining the strength and/or weakness of the client's credit to determine the terms of the loan
• Run reports that show past or current maturities and request necessary information
• Generate and compile various monthly reports including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries and internal credit administration auditing
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

Skills

Financial analysis

Attention to detail

Data analysis

Microsoft Excel

Communication skills

Education

Undergraduate student in Finance or related field

Tools

Microsoft Outlook

Word

Excel

Job description

ServisFirst Bank in Birmingham, AL is seeking a Credit Analyst Intern for the spring term. You will assist in evaluating creditworthiness of potential clients by reviewing financial statements, borrowing history and market conditions, and prepare loan-related appraisals for review and approval.

The internship offers hands-on experience with financial models, credit reports and key ratios, supporting loan officers and ensuring regulatory compliance throughout the process.