Credit Analyst II: Underwrite & Model Risk

Fifth Third Bank; Frisco (TX); On-site; USD 65,000 - 95,000; Full time

Job summary

Fifth Third Bank is seeking a Credit Analyst II to join the Frisco, TX underwriting team. You will perform credit analysis, prepare memos, and monitor covenants while supporting portfolio reviews and risk reporting.

The role requires a finance or business degree with 2+ years in commercial banking, strong modeling skills, and proficient use of MS Office and internal banking systems. Strong communication and attention to detail are essential.

Qualifications

• Bachelor’s degree in Business, Finance, or Accounting is required.
• Minimum 2+ years in commercial banking or credit underwriting.
• Strong financial modeling and risk analysis capabilities.
• Knowledge of banking products, corporate structures, and regulations.
• Proficiency with internal banking systems and MS Office.
• Excellent verbal and written communication; detail-oriented.

Responsibilities

• Underwrite and monitor credit accounts with disciplined risk assessment.
• Draft credit approval documents and review memos for loans and products.
• Perform financial statement analysis and covenant monitoring.
• Support portfolio reviews and contribute to risk reporting.
• Prepare underwriting packages with clear rationale and terms.
• Assist with training and respond to ad hoc analyses as needed.

Skills

Credit analysis

Financial modeling

Risk assessment

Strong communication

Analytical skills

Attention to detail

Education

Bachelor's degree in Business

Tools

Microsoft Office

Internal banking applications

Job description

Fifth Third Bank is seeking a Credit Analyst II to join the Frisco, TX underwriting team. You will perform credit analysis, prepare memos, and monitor covenants while supporting portfolio reviews and risk reporting.

The role requires a finance or business degree with 2+ years in commercial banking, strong modeling skills, and proficient use of MS Office and internal banking systems. Strong communication and attention to detail are essential.