Commercial Credit Analyst — Underwriting & Risk Insights

Fifth Third Bank; Charlotte (NC); In loco; USD 54.000 - 112.000; Tempo pieno

Descrizione del lavoro

Fifth Third Bank in the United States seeks a Commercial Credit Analyst to underwrite and monitor credit, draft approval documents, and conduct financial and risk analysis. The role includes preparing concise memos, attending portfolio reviews, and supporting CCU teams as needed.

This position requires strong analytical skills, knowledge of banking products, and proficiency in financial modeling. Collaboration with credit leaders and adherence to risk policies are essential.

Competenze

• Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
• 2+ years of Commercial Banking credit analysis experience.
• Sound financial and risk analysis understanding, including the ability to develop financial models.
• Extensive knowledge of banking products and services.
• Knowledge of corporate business structure and legal documents.
• General knowledge of U.S. government and regulation.
• Proficiency in internal banking applications.
• Strong verbal and written communication skills.
• Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail.
• Proficient in all Microsoft Office software

Mansioni

• Underwrite and monitor commercial credit with limited oversight.
• Prepare credit approval memos with risk analysis and terms.
• Track covenants and perform portfolio reviews.
• Generate reports for credit leadership and underwriters.

Conoscenze

Credit analysis

Financial modeling

Risk assessment

Portfolio monitoring

Banking products

Formazione

Bachelor's degree in Business

Descrizione del lavoro

Fifth Third Bank in the United States seeks a Commercial Credit Analyst to underwrite and monitor credit, draft approval documents, and conduct financial and risk analysis. The role includes preparing concise memos, attending portfolio reviews, and supporting CCU teams as needed.

This position requires strong analytical skills, knowledge of banking products, and proficiency in financial modeling. Collaboration with credit leaders and adherence to risk policies are essential.