Strategic Commercial Credit Analyst – Financial Institutions

Fifth Third Bank; Frisco (TX); On-site; USD 54,000 - 112,000; Full time

Job summary

Fifth Third Bank seeks a Credit Analyst to underwrite and monitor credit, draft credit approval documents, and support portfolio reviews. The role emphasizes financial modeling and risk analysis across commercial loans and related products.

You will advance from start-to-finish underwriting with limited oversight, track covenants, generate reports for leadership, and contribute to risk assessment. A bachelor’s degree in business and 2+ years of commercial banking credit analysis are required.

Qualifications

• Bachelor's degree in Business or related field.
• 2+ years of Commercial Banking credit analysis experience.
• Strong financial modeling and risk analysis capabilities.
• Proficiency in internal banking applications and MS Office.

Responsibilities

• Proactively monitor Credit Excellence and initiate collection of financial statements for renewals and reviews.
• Prepare succinct credit approval memos with descriptions, risks, projections, and terms.
• Perform portfolio monitoring, covenant tracking, and run risk rating models.
• Identify monitoring activities, verify covenants, and track past due covenants.

Skills

Communication

Financial analysis

Risk analysis

Microsoft Office

Attention to detail

Education

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)

Tools

Internal banking applications

Job description

Fifth Third Bank seeks a Credit Analyst to underwrite and monitor credit, draft credit approval documents, and support portfolio reviews. The role emphasizes financial modeling and risk analysis across commercial loans and related products.

You will advance from start-to-finish underwriting with limited oversight, track covenants, generate reports for leadership, and contribute to risk assessment. A bachelor’s degree in business and 2+ years of commercial banking credit analysis are required.