Credit Analyst II: Drive Portfolio Risk & Growth

Paycom - ATS; Illinois; On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical insurance

HSA with investment options

401K with match

Profit sharing

Vacation and PTO

Job summary

First Bankers Trust Company seeks a Credit Analyst II to support commercial and agricultural lending. You will conduct credit investigations, analyze financial data, and monitor loan portfolios to ensure creditworthiness.

The role involves setting up loans in systems, performing annual reviews, and preparing collateral appraisals for smaller loans. The position emphasizes collaboration with loan officers and other credit staff, with opportunities for professional development and a comprehensive

Qualifications

• Bachelor's degree in Business or Finance required.
• Strong analytical and financial reasoning abilities.
• Adept at handling multiple tasks in a fast-paced banking environment.
• Excellent written and verbal communication skills.

Responsibilities

• Prepare financial statement spreads, quarterly trend analysis, covenant tests, and collateral reviews.
• Monitor loans and perform ongoing financial monitoring and annual reviews.
• Maintain complete credit files to audit standards and report scorecard metrics.
• Assist with portfolio management and periodic reporting to loan officers.

Skills

Analytical thinking

Customer service

Communication skills

Team collaboration

Multi-tasking

Education

Bachelor's degree in Business or Finance

Tools

Word

Excel

Outlook

Job description

First Bankers Trust Company seeks a Credit Analyst II to support commercial and agricultural lending. You will conduct credit investigations, analyze financial data, and monitor loan portfolios to ensure creditworthiness.

The role involves setting up loans in systems, performing annual reviews, and preparing collateral appraisals for smaller loans. The position emphasizes collaboration with loan officers and other credit staff, with opportunities for professional development and a comprehensive