Credit Analyst II: Commercial Underwriting

TD Bank, N.A.; Braintree (MA); On-site; USD 62,000 - 93,000; Full time

Job summary

TD Bank, N.A. is hiring a Credit Analyst II in Braintree, MA to perform in-depth industry and financial analysis for existing and potential borrowers. The role supports Lending and Credit within the Commercial Workout Department and involves underwriting renewals, extensions, and occasional new money.

Responsibilities include preparing timely approval memos, reviewing financial statements, and maintaining credit files while ensuring compliance and strong communication with stakeholders.

Qualifications

• 4 year degree or equivalent experience and 2+ years of related experience.
• Developed knowledge of credit and financial analysis techniques.
• Strong oral and written communication skills.
• Ability to analyze and summarize data to support lending decisions.

Responsibilities

• Underwrite commercial exposures within the Workout Department.
• Prepare approval memorandums for lending and credit authorities.
• Analyze borrowers' financial statements, cash flow, and collateral.
• Participate in customer meetings and gather credit information.
• Travel occasionally as needed and monitor regulatory compliance.

Skills

Analytical thinking

Communication skills

Research skills

Multi-tasking

Education

Bachelor's degree or equivalent

Tools

Word processing

Spreadsheet software

Job description

TD Bank, N.A. is hiring a Credit Analyst II in Braintree, MA to perform in-depth industry and financial analysis for existing and potential borrowers. The role supports Lending and Credit within the Commercial Workout Department and involves underwriting renewals, extensions, and occasional new money.

Responsibilities include preparing timely approval memos, reviewing financial statements, and maintaining credit files while ensuring compliance and strong communication with stakeholders.