Senior Commercial Credit Analyst — Underwriting & Risk Leader

TD Bank Group (TD); Worcester (MA); Vor Ort; USD 50.000 - 76.000; Vollzeit

Benefits dieser Stelle

Health benefits

Paid time off

Retirement savings

Zusammenfassung

TD Bank is seeking a Credit Analyst III in Mount Laurel, NJ to perform in-depth credit and financial analysis for existing and prospective borrowers. The role supports Lending and Credit functions with underwriting, risk assessment, and memos for approval decisions.

Ideal candidates have 3+ years of related experience, strong analytical and communication skills, and a solid understanding of loan risk factors. Domestic travel may be required as part of the role.

Qualifikationen

• 4 year degree or equivalent experience.
• 3+ years related experience required.
• Demonstrates knowledge of credit and financial analysis techniques.
• Strong understanding of loan risk factors.
• Ability to independently gather, consolidate, analyze and summarize data for recommendations.
• Proven ability to identify and quantify business risks and drivers.

Aufgaben

• Perform underwriting analysis of borrowers' character, creditworthiness and financial condition.
• Prepare insightful approval memos for lending and credit authorities.
• Analyze financial statements, management profiles, cash flows and collateral.
• Maintain credit files and update analysis memos.
• Monitor regulatory compliance and adhere to policy.

Kenntnisse

Credit analysis

Financial statement analysis

Industry knowledge

Communication skills

Time management

Ausbildung

Bachelor's degree or equivalent

Tools

Excel

Word

Spreadsheet software

Jobbeschreibung

TD Bank is seeking a Credit Analyst III in Mount Laurel, NJ to perform in-depth credit and financial analysis for existing and prospective borrowers. The role supports Lending and Credit functions with underwriting, risk assessment, and memos for approval decisions.

Ideal candidates have 3+ years of related experience, strong analytical and communication skills, and a solid understanding of loan risk factors. Domestic travel may be required as part of the role.