Credit Analyst II: Commercial Underwriting & Analysis

TD; Braintree (MA); On-site; USD 62,000 - 93,000; Full time

Job summary

TD is seeking a Credit Analyst II in Braintree, MA, to perform in-depth financial analysis for existing and prospective borrowers. The role supports Lending and Credit within the Commercial Workout Department and involves underwriting renewals, extensions, and sometimes new money.

You will prepare credit memos and collaborate with colleagues across loan types. Candidates should have a 4-year degree or equivalent experience, 2+ years in related roles, and strong analytical, research, and

Qualifications

• 4 year degree or equivalent experience.
• 2+ years related experience required.
• Ability to consolidate and analyze data for recommendations.
• Strong oral and written communication skills.
• Excellent analytical and research skills.
• Proficient PC skills with word processing and spreadsheets.

Responsibilities

• Underwrites commercial exposures within the Workout Department.
• Prepares approval memorandums for lending and credit authorities.
• Analyzes financial statements, cash flow, collateral, and risks.
• Maintains credit files and monitors updated financial statements.
• Assists in loan origination and supports cross-functional lending teams.

Skills

Financial analysis

Credit underwriting

Communication

Research

Multi-tasking

Attention to detail

Education

Bachelor's degree or equivalent experience

Tools

Excel

Word

PowerPoint

Job description

TD is seeking a Credit Analyst II in Braintree, MA, to perform in-depth financial analysis for existing and prospective borrowers. The role supports Lending and Credit within the Commercial Workout Department and involves underwriting renewals, extensions, and sometimes new money.

You will prepare credit memos and collaborate with colleagues across loan types. Candidates should have a 4-year degree or equivalent experience, 2+ years in related roles, and strong analytical, research, and