Senior Commercial Credit Analyst

TD

Mount Laurel Township (NJ)

On-site

USD 51,000 - 76,000

Full time

8 days ago
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Benefits offered by this job

Total rewards
Career development
Mentoring programs

Job summary

TD Bank is seeking a Credit Analyst III in Mount Laurel, New Jersey to perform underwriting and in-depth financial analysis for commercial borrowers. You will prepare approval memos, analyze cash flow, collateral, and industry risk factors, and support the lending function.

Travel may be required, and you will interact with borrowers and internal stakeholders. The role emphasizes strong analytical and communication skills, with opportunities for mentoring and career growth within a large global

Qualifications

  • 4 year degree or equivalent experience required.
  • 3+ years related experience in credit/financial analysis.
  • Strong knowledge of loan risk factors and underwriting.
  • Ability to gather, consolidate and summarize data for recommendations.
  • Excellent written and oral communication and research skills.

Responsibilities

  • Perform underwriting analysis of borrower financials and creditworthiness.
  • Conduct in-depth industry and financial analyses for existing and potential borrowers.
  • Prepare written analyses and approval memorandums for lending authorities.
  • Monitor credit files and regulatory compliance; support loan origination.
  • Mentor junior analysts and contribute to training as needed.

Skills

Financial analysis
Credit risk assessment
Underwriting
Industry research
Communication skills
Time management
Mentoring
Excel proficiency

Education

Bachelor's degree or equivalent experience

Tools

Excel
Word processing

Job description

TD Bank is seeking a Credit Analyst III in Mount Laurel, New Jersey to perform underwriting and in-depth financial analysis for commercial borrowers. You will prepare approval memos, analyze cash flow, collateral, and industry risk factors, and support the lending function.

Travel may be required, and you will interact with borrowers and internal stakeholders. The role emphasizes strong analytical and communication skills, with opportunities for mentoring and career growth within a large global

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