Senior Commercial Credit Portfolio Manager

TD Bank, N.A.; New York (NY); On-site; USD 115,000 - 186,000; Full time

Job summary

TD Bank, N.A. in New York, NY is seeking a Credit Portfolio Manager II to perform in-depth financial analyses and support credit decisions on a diverse commercial loan portfolio. You will ensure compliance with loan agreements and risk policies while managing complex Middle Market deals.

The role focuses on underwriting quality, risk assessment, and collaborating with lending teams to provide credit solutions that add value for customers. Strong negotiation and communication skills are essential.

Qualifications

• Bachelor's degree required.
• 10+ years related experience required.
• Strong understanding of commercial business development techniques and credit decisions.
• Demonstrates credit and financial analysis skills.
• Working knowledge of capital markets is a plus.
• Refined negotiation skills.
• Demonstrates communication skills, both verbal and written.
• Demonstrates PC skills.

Responsibilities

• The CPM II performs financial analysis to support credit decisions on new and existing business.
• The role manages a designated portfolio, ensuring compliance with loan agreements and underwriting policy.
• Oversees risk profile and identifies macro and micro risk issues early.
• Works on larger, complex Middle Market deals and specialized lending.
• May lead initiatives and act as a consultant to business lines on credit issues.
• Coordinates with lending officers and relationship managers on credit decisions and analyses.

Skills

Credit analysis

Financial analysis

Negotiation

Communication skills

Capital markets knowledge

PC skills

Education

Bachelor's degree

Job description

TD Bank, N.A. in New York, NY is seeking a Credit Portfolio Manager II to perform in-depth financial analyses and support credit decisions on a diverse commercial loan portfolio. You will ensure compliance with loan agreements and risk policies while managing complex Middle Market deals.

The role focuses on underwriting quality, risk assessment, and collaborating with lending teams to provide credit solutions that add value for customers. Strong negotiation and communication skills are essential.