Credit Administrator – Lending Oversight (Bonus Eligible)

Citizens Business Bank; Ontario (CA); On-site; USD 191,292 - 286,938; Full time

Job summary

Citizens Business Bank is seeking a Credit Officer-level professional to assess loan requests, analyze financial data, and structure credit solutions aligned with bank policies. You will review reports, appraisals, and financial statements to determine appropriate loan grades, while coordinating with branches on delinquencies and portfolio quality.

The role requires strong analytical skills, attention to detail, and the ability to communicate effectively with clients and internal teams.

Qualifications

• Ability to analyze and review loan requests and financial statements.
• Strong communication and presentation skills for internal and external stakeholders.
• Experience with loan structuring and risk assessment is preferred.

Responsibilities

• Complies with policies and laws applicable to the job.
• Provide and promote Citizens Experience to customers.
• Review and structure loan requests with accuracy and attention to detail.
• Approve loans within authority or prepare recommendations for higher approvals.
• Review credit reports and delinquency data to assess loan risk and grade.
• Support collection strategies and delinquency reporting with branches.
• Attend monthly meetings to discuss loan portfolios.
• Review real estate appraisals and prepare review forms.
• Monitor annual financial statement updates and loan ratings.

Skills

Credit analysis

Financial analysis

Interpersonal skills

Attention to detail

Education

Bachelor's degree in finance or related field

Fifth year college program certificate

Tools

Spreadsheets

Credit software

Job description

Citizens Business Bank is seeking a Credit Officer-level professional to assess loan requests, analyze financial data, and structure credit solutions aligned with bank policies. You will review reports, appraisals, and financial statements to determine appropriate loan grades, while coordinating with branches on delinquencies and portfolio quality.

The role requires strong analytical skills, attention to detail, and the ability to communicate effectively with clients and internal teams.