Credit Analyst: Drive Lending Decisions & Risk Insight

First Service Bank; West Virginia; On-site; USD 48,000 - 68,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Life insurance

Cancer insurance

Long-term disability insurance

Clothing stipend

Tuition reimbursement

Professional development opportunities

Job summary

First Service Bank, Corporate location, seeks a Credit Analyst to perform in-depth financial analysis and assess creditworthiness for individuals and businesses. You will estimate lending risks and communicate findings to Loan Officers, the Chief Lending Officer, and the Loan Committee.

Responsibilities include preparing narrative reports, gathering documentation with officers, updating reviews, and attending committee meetings.

Qualifications

• Analytical and detail-oriented with ability to interpret financial data.
• Detail-oriented professionals who excel at accuracy and managing multiple tasks.
• Must be able to speak, read, and write English.

Responsibilities

• Perform detailed financial analysis to assess creditworthiness of individuals and businesses.
• Calculate and interpret financial ratios, cash flow, and debt coverage.
• Prepare clear, narrative reports for Loan Officers, Loan Committee, and Board of Directors.
• Collaborate with Loan Officers and Assistants to gather necessary documentation.
• Update annual financial reviews and report trends or concerns.
• Attend loan committee meetings and training sessions as needed.
• Represent First Service Bank in the community and promote products and services.

Skills

Analytical thinking

Communication

Time management

Detail-oriented

Typing

Service orientation

Professional appearance

Computer skills

Multitasking

English proficiency

Education

High School diploma or GED

College degree in related field preferred

Job description

First Service Bank, Corporate location, seeks a Credit Analyst to perform in-depth financial analysis and assess creditworthiness for individuals and businesses. You will estimate lending risks and communicate findings to Loan Officers, the Chief Lending Officer, and the Loan Committee.

Responsibilities include preparing narrative reports, gathering documentation with officers, updating reviews, and attending committee meetings.