Credit Analyst – Lending Risk & Financial Analysis

firstservicebank; Maumelle (AR); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical and dental coverage

Clothing stipend

Tuition reimbursement

Professional development

Friendly work environment

Job summary

First Service Bank is seeking a Credit Analyst to join our corporate lending team in Arkansas. You will perform in-depth financial analysis to assess creditworthiness and support lending decisions for individuals and businesses.

Responsibilities include preparing clear narrative reports, interpreting financial ratios, and coordinating with loan officers to gather documentation. This on-site role requires accuracy, strong communication, and a customer-focused approach within a community bank.

Qualifications

• Detailed financial analysis skills for credit assessment.
• Ability to prepare narrative credit reports.

Responsibilities

• Perform detailed financial analysis to assess creditworthiness of individuals and businesses.
• Prepare clear narrative reports for Loan Officers, Loan Committee, and Board of Directors.
• Collaborate with Loan Officers to gather necessary documentation.
• Attend loan committee meetings and training sessions as needed.

Skills

Analytical thinking

Communication

Organization

Detail-oriented

Time management

Typing speed

Customer service

Professional appearance

Computer skills

English proficiency

Education

High school diploma or GED

College degree preferred

Tools

Copy machine

Job description

First Service Bank is seeking a Credit Analyst to join our corporate lending team in Arkansas. You will perform in-depth financial analysis to assess creditworthiness and support lending decisions for individuals and businesses.

Responsibilities include preparing clear narrative reports, interpreting financial ratios, and coordinating with loan officers to gather documentation. This on-site role requires accuracy, strong communication, and a customer-focused approach within a community bank.