Credit Analyst, Contingent Worker (1516011)

Magnit; Plano (TX); On-site; USD 41,000 - 48,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401K

Job summary

Magnit seeks a detail-oriented Commercial Credit Analyst for a 6-month assignment in Plano, TX. You will contribute to credit risk reporting, portfolio analytics, and leadership-ready presentations for senior management.

Qualifications include a statistics/finance degree, 2–3 years analytical experience, advanced MS Excel, SQL, and experience with Tableau or Power BI. Strong data interpretation and risk assessment skills are required.

Qualifications

• Bachelor's degree or higher in Statistics, Economics, Operations Research, Applied Mathematics, Data Science, Finance - Must Have
• 2-3 years' experience in analytical roles - Must Have
• Advanced proficiency in MS Excel
• Demonstrated experience in SQL - Must Have
• Experience with data visualization tools like Tableau and Power BI - Must Have
• Problem-solving skills with strengths in Data Acquisition, Manipulation, Cleaning, Analysis and Presentation of Results
• Ability to interpret complex data, identify trends, and evaluate potential risks
• Proficiency in Microsoft Office (Word, Excel, PowerPoint) - Must Have
• Basic understanding of credit risk concepts - Must Have

Responsibilities

• Lead development, maintenance, and enhancement of credit risk reporting and dashboards for business and risk decisions.
• Analyze and monitor reports and trackers including originations, maturities, overlines, watch accounts, and exceptions for portfolio management and senior leadership presentations.
• Monitor portfolio reporting compliance and maintain online credit files.

Skills

Data analysis

Data interpretation

Risk evaluation

Data mining

Portfolio analytics

Presentation of results

Education

Bachelor's degree or higher in Statistics, Economics, Operations Research, Applied Mathematics, Data Science, Finance

Tools

MS Excel

SQL

Tableau

Power BI

Microsoft Office

Job description

Magnit Direct Sourcing on behalf of Toyota is currently hiring a Credit Analyst for a temporary assignment in Plano, Texas.

This is a 6-month contract. The pay range for this role is between $30.00- $35.00/Hr. Benefits: Medical, Dental, Vision, 401K.

Description:

• We're looking for a detail-oriented and data-driven Commercial Credit Analyst to join our Commercial Risk team.
• This role is responsible for supporting the bank's portfolio management and risk analytics.

Key Responsibilities:

• Help lead the development, maintenance, and enhancement of credit risk reporting and reporting frameworks, including recurring reporting, ad hoc analysis, and dashboards used to inform business and risk decisions.
• Analyze, compile, and monitor reports and trackers including originations, maturities, overlines, watch accounts, and exceptions in order to adequately manage various aspects of the commercial portfolio and provide necessary presentations to Senior Leadership.
• Monitor the Bank's portfolio including tracking compliance of reporting and financial covenants and maintaining the Bank's online credit files.

Qualifications:

• Bachelor's degree or higher in Statistics, Economics, Operations Research, Applied Mathematics, Data Science, Business, Finance - Must Have
• 2-3 years' experience in analytical roles - Must Have
• Advanced proficiency in MS Excel
• Demonstrated experience in SQL - Must Have
• Experience with data visualization tools like Tableau and Power BI - Must Have
• Problem-solving skills with strengths in Data Acquisition, Manipulation, Cleaning, Analysis and Presentation of Results
• Ability to interpret complex data, identify trends, and evaluate potential risks
• Proficiency in Microsoft Office (Word, Excel, PowerPoint) - Must Have
• Basic understanding of credit risk concepts - Must Have

Added Bonus:

• Master's degree in Statistics, Economics, Operations Research, Applied Mathematics, Data Science, Business, Finance
• Auto Finance or Banking experience
• Certification in Tableau or Power BI
• Experience with at least one programming language for analysis and automation (i.e. Python, SAS, or R)

Magnit Direct Source does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Magnit Direct Source support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, 'job flexibility benefits' [also known as I-140 or Adjustment of Status portability], etc.)now or in the future. You should not apply for this role if you will require Magnit Direct Source to assist with immigration support or sponsorship now or in the future.

Magnit is an equal opportunity employer, and all applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status.

Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Los Angeles Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness, meet client expectations, standards, and accompanying requirements, and safeguard business operations and company reputation