Credit Analyst — Commercial Banking Development Program

PlainsCapital Bank; San Antonio (TX); On-site; USD 45,000 - 65,000; Full time

Job summary

PlainsCapital Bank is seeking a motivated individual to join our Commercial Banking team as a Credit Analyst through the Commercial Banking Development Program, a full-time, post-graduate program beginning in Summer 2027. This entry-level role offers hands-on experience and structured training to prepare for a long-term career in commercial banking.

As a working Credit Analyst, you will analyze financial statements, assess risk, and prepare detailed analyses to support lending decisions,

Qualifications

• Bachelor’s degree in business-related field required; finance or accounting preferred.
• Experience in financial, credit, or statistical analysis or internships preferred.
• Excellent verbal, written, and interpersonal communication skills.

Responsibilities

• Analyze financial statements to assess borrower creditworthiness.
• Prepare credit analyses and risk assessments for loan proposals.
• Collaborate with relationship managers, lending leadership, and credit officers.
• Attend loan committee meetings and provide credit analysis insights.
• Coordinate appraisals and collateral analysis with third‑party vendors.
• Monitor covenant compliance and escalate breaches as needed.

Skills

Credit analysis

Financial analysis

Interpersonal communication

Time management

Problem solving

Attention to detail

Self-motivation

Education

Bachelor’s degree in business related field

Finance or Accounting major preferred

Tools

Microsoft Office

Excel/Spreadsheets

Job description

PlainsCapital Bank is seeking a motivated individual to join our Commercial Banking team as a Credit Analyst through the Commercial Banking Development Program, a full-time, post-graduate program beginning in Summer 2027. This entry-level role offers hands-on experience and structured training to prepare for a long-term career in commercial banking.

As a working Credit Analyst, you will analyze financial statements, assess risk, and prepare detailed analyses to support lending decisions,