Credit Analyst - Banker Development Program

Socket.dev; Dallas (TX); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Development program

Structured training

Job summary

PlainsCapital Bank seeks an entry-level Credit Analyst for its Commercial Banking Development Program in Dallas. The role blends hands-on credit analysis with structured training designed to prepare you for future relationship manager or portfolio management opportunities.

As a working Credit Analyst, you will assess financial statements, analyze risk, and prepare analyses to support lending decisions while collaborating with lenders to ensure proposals fit risk standards.

Qualifications

• Entry-level position in a Commercial Banking program.
• Post-graduate program starting Summer 2027 as part of career development.

Responsibilities

• Evaluate financial health and creditworthiness of commercial clients.
• Prepare detailed analyses to support lending decisions.
• Collaborate with relationship managers and credit officers to align proposals with bank risk appetite.

Skills

Financial statement analysis

Credit risk assessment

Analytical thinking

Team collaboration

Job description

PlainsCapital Bank is seeking motivated individuals to join our Commercial Banking team as aCredit Analystthrough ourCommercial Banking Development Program, a full-time, post-graduate program beginning inSummer 2027. This entry-level position offers a unique opportunity to gain hands-on experience while participating in an internal development program designed to prepare you for a long-term career in commercial banking. Through the development program, you will receive structured training and career development across key areas of the bank, positioning you for future roles as a relationship manager, portfolio manager, or continued advancement as a credit analyst. Successful participants in the program typically advance within two to three years, making this an ideal opportunity for individuals seeking a dynamic and rewarding career in commercial banking.

During the program, participants work as a Credit Analyst and play a critical role in evaluating the financial health and creditworthiness of commercial clients. This position involves analyzing financial statements, assessing risk, and preparing detailed analyses to support sound lending decisions. As a working Credit Analyst, you will collaborate closely with relationship managers, lending leadership, and credit officers to ensure credit proposals align with the bank’s risk appetite and regulatory standards.

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about.