Credit Analyst – Commercial Banking Development Program

westernalliancebank; Phoenix (AZ); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

Competitive salaries

Ownership stake in the company

Medical and dental insurance

Time off

Great 401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Job summary

Western Alliance Bank in Phoenix seeks a 2027 Commercial Banking Development Program - Credit Analyst to join the Credit Administration team. You will spread and analyze financials, develop credit studies and prepare loan packages for new and restructured loans, while collaborating across bank groups on treasury and FX products.

The role emphasizes strong analytical skills, GPA 3.0+, and the ability to work independently, with a focus on operational accuracy in a regulated banking environment.

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers.
• Develop credit studies for Loan Officers, Chief Credit Officer and other Executive Management.
• Prepare in-depth loan reports and related credit department analyses.
• Collaborate with bank groups to execute treasury management products and derivatives.
• Produce loan packages for new and restructured loans.
• Monitor loan disbursements to ensure compliance with bank regulations.

Skills

Analytical skills

Communication

Leadership

Organizational skills

Self-motivation

Written communication

Oral communication

Education

Bachelor's degree or equivalent experience

Accounting course completion

Job description

Western Alliance Bank in Phoenix seeks a 2027 Commercial Banking Development Program - Credit Analyst to join the Credit Administration team. You will spread and analyze financials, develop credit studies and prepare loan packages for new and restructured loans, while collaborating across bank groups on treasury and FX products.

The role emphasizes strong analytical skills, GPA 3.0+, and the ability to work independently, with a focus on operational accuracy in a regulated banking environment.