Credit Analyst, Commercial Banking Development

Western Alliance Bancorporation; Phoenix (AZ); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Competitive salaries

Ownership stake in the company

Medical and dental insurance

Time off

Great 401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Job summary

Western Alliance Bancorporation's Phoenix-based 2027 Commercial Banking Development Program - Credit Analyst in Warehouse Lending offers hands-on experience analyzing credit and collateral. You'll spread, manage and synthesize financial background information on clients and prepare credit department reports for Loan Officers and senior management.

This role develops cash flow analyses, sensitivity reviews and loan packages, while collaborating across bank groups on treasury management, FX,

Qualifications

• Accounting course completion is required.
• Bachelor's degree or equivalent experience.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• Interest in working in Commercial Banking.
• Ability to self-motivate and work without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage, and maintain financial background information on customers.
• Develop credit studies for Loan Officers, Chief Credit Officer, and executives.
• Prepare credit department reports.
• Review client financials and perform sensitivity analysis to evaluate credit risk.
• Collaborate cross-functionally to execute treasury management products, FX instruments, derivatives and related documents.
• Produce loan packages for new and restructured loans.
• Monitor loan disbursements to ensure compliance with bank regulations.

Skills

Analytical skills

Communication skills

Leadership

Organizational skills

Self-motivated

Oral & written communication

Education

Accounting course

Bachelor's degree or equivalent experience

Job description

Western Alliance Bancorporation's Phoenix-based 2027 Commercial Banking Development Program - Credit Analyst in Warehouse Lending offers hands-on experience analyzing credit and collateral. You'll spread, manage and synthesize financial background information on clients and prepare credit department reports for Loan Officers and senior management.

This role develops cash flow analyses, sensitivity reviews and loan packages, while collaborating across bank groups on treasury management, FX,