Credit Analyst - Agriculture & Commercial Risk

BankWest - South Dakota; Mitchell (SD); On-site; USD 65,000 - 90,000; Full time

Job summary

BankWest – South Dakota is seeking a Credit Analyst to support Loan Officers in agricultural and commercial lending. You will analyze financial information, prepare credit write-ups, and communicate risk assessments while adhering to Credit Policies and regulatory requirements.

The role requires a Bachelor’s degree and at least two years of related experience, with strong analytical and communication skills to contribute to sound credit decisions.

Qualifications

• Bachelor's degree required or applicable experience/certifications in lieu of degree.
• Two years' experience in a related field.
• Excellent credit/financial analytical skills.

Responsibilities

• Prepare credit analyses and write-ups for lending to Agriculture and Commercial customers.
• Input financial information, spread and analyze cash flows, assess risk and determine credit worthiness.
• Communicate credit analysis outcomes clearly, both verbally and in writing.
• Collaborate with Lending Personnel to complete credit documentation accurately.

Skills

Credit analysis

Financial statement analysis

Cash flow analysis

Communication skills

Interpersonal skills

Regulatory knowledge

Time management

Attention to detail

Education

Bachelor's Degree in related field

Tools

Moody's Analytics

Job description

BankWest – South Dakota is seeking a Credit Analyst to support Loan Officers in agricultural and commercial lending. You will analyze financial information, prepare credit write-ups, and communicate risk assessments while adhering to Credit Policies and regulatory requirements.

The role requires a Bachelor’s degree and at least two years of related experience, with strong analytical and communication skills to contribute to sound credit decisions.