Agricultural Credit Risk Analyst

The-First-National-Bank-in-Sioux-Falls; Sioux Falls (SD); Sur place; USD 70 000 - 95 000; Plein temps

Avantages offerts par ce poste

Health Insurance

Profit Sharing

Paid Vacation & Holidays

Company paid short and long term disb

Résumé du poste

The First National Bank in Sioux Falls is seeking an Ag Credit Analyst to evaluate risks on agricultural loan requests and complex credit relationships. You will gather data, analyze financial statements, and prepare detailed reports for loan approval authorities, while collaborating with loan officers and senior management to mitigate exposure.

The role emphasizes strong analytical skills, independent recommendations, and the development of credit structures and monitoring requirements.

Qualifications

• Experience evaluating credit risk for lending in banking.
• Ability to prepare detailed underwriting reports.
• Strong analytical skills with data-driven recommendations.

Responsabilités

• Enter financial data and generate spreads for underwriting.
• Assess creditworthiness and prepare written findings.
• Monitor loan performance and covenant compliance.
• Collaborate with loan officers and management on risk.

Connaissances

Credit risk analysis

Analytical thinking

Written communication

Verbal communication

Attention to detail

Critical thinking

Description du poste

The First National Bank in Sioux Falls is seeking an Ag Credit Analyst to evaluate risks on agricultural loan requests and complex credit relationships. You will gather data, analyze financial statements, and prepare detailed reports for loan approval authorities, while collaborating with loan officers and senior management to mitigate exposure.

The role emphasizes strong analytical skills, independent recommendations, and the development of credit structures and monitoring requirements.