Credit Analyst — Agriculture & Commercial Credit Risk

BankWest; Mitchell (SD); On-site; USD 60,000 - 90,000; Full time

Job summary

BankWest is seeking a Credit Analyst to support Loan Officers by evaluating credit risk for Agriculture and Commercial customers. The role involves analyzing financial information, preparing write-ups, and communicating outcomes to lenders.

Responsibilities include using Moody's Analytics, spreading cash flows, assessing collateral, and ensuring timely documentation. Strong analytical and interpersonal skills are essential for success.

Qualifications

• Bachelor's degree in a related field.
• Experience and/or certifications may substitute for degree.
• 2 years' experience in related field.
• Excellent credit/financial analytical skills.
• Knowledge of banking terminology and procedures.
• Ability to learn regulatory requirements relevant to the job.
• Strong interpersonal skills for customer communication.
• Proficiency with various banking software and outputs.

Responsibilities

• Use Moody's Analytics to assess credit worthiness of Agriculture and Commercial credits.
• Input financials, perform analyses, spread cash flows, and assess collateral.
• Prepare written credit analysis and present conclusions clearly.
• Collaborate with lending staff to complete credit documentation.
• Stay current on industry and agricultural trends for loan presentations.

Education

Bachelor's degree

Tools

Moody's Analytics Software

Job description

BankWest is seeking a Credit Analyst to support Loan Officers by evaluating credit risk for Agriculture and Commercial customers. The role involves analyzing financial information, preparing write-ups, and communicating outcomes to lenders.

Responsibilities include using Moody's Analytics, spreading cash flows, assessing collateral, and ensuring timely documentation. Strong analytical and interpersonal skills are essential for success.