Credit Analyst

Cornerstone Banks; Minot (ND); On-site; USD 60,000 - 75,000; Full time

Job summary

Cornerstone Banks in North Dakota and South Dakota is seeking an in-person Credit Analyst to evaluate agricultural loan risk and assist in loan requests.

The role requires analyzing financial statements and tax returns, with proficiency in banking software and lending programs. Bachelor’s degree in Finance and 1 year of related experience or equivalent is expected, along with a strong commitment to client relationships.

Qualifications

• Bachelor's degree in Finance or related field.
• 1 year of related experience, or equivalent combination of education and experience.

Responsibilities

• Analyze credit information to determine risk for agricultural loans.
• Assist bankers in writing loan requests and promote business by maintaining customer relations.
• Refer customers to appropriate staff for new services.

Skills

Agricultural analysis

Financial statement analysis

Computer proficiency

Lending programs knowledge

Education

Bachelor's degree in Finance or related field

Job description

Job Title: Credit Analyst

Location: This position must be located in-person only, at any of our Cornerstone Bank (ND/SD) locations.

Employment Type: Full-Time

About Us

At Cornerstone Bank, we do more than banking – we build relationships, embrace bold ideas, and empower our people. We value positivity, teamwork, continuous learning and the freedom to make smart decisions. We’re driven by innovation, honesty, and a deep respect for our customers’ time and trust.

What You’ll Do

This position is responsible for analyzing credit information to determine the risk involved in lending money to current and potential agricultural borrowers. Incumbents also determine the advisability of granting credit for diversified types of ag loans, assist bankers in writing loan requests, and promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

What We’re Looking For

• Agricultural analysis experience
• Ability to read and comprehend financial statements and tax returns
• High level of expertise with computers and software programs to analyze data
• Knowledge of government and/or other lending programs available to the bank

Background & Experience

Bachelor's degree in Finance or a related field and 1 year of related experience, or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job.

Why Join Us

• People-first culture with real responsibility
• An innovative approach to banking
• Development opportunities for continual growth
• Competitive Pay and a Comprehensive Benefits Program
• Incentive Compensation Plan

Ready to make a difference?

Pre-employment background and credit screening are required for this position.

EOE, Including Disability/Vets