Credit Analyst Intern: Finance & Lending Insight

Midland States Bancorp, Inc.; Rockford (IL); Hybrid; USD 25,000 - 33,000; Full time

Job summary

Midland States Bank in Rockford, IL, is seeking an Intern - Credit Analyst for Summer 2027. The role runs mid-May to early August, requiring full-time hours (Mon-Fri, 8 a.m.–5 p.m.).

The intern will assist with financial analysis, learn about loan structures, and support the Commercial Credit Department while gaining exposure to risk management in banking. The program targets students in Finance or Accounting with at least two years completed, offering development through leadership

Qualifications

• Strong analytical skills and an interest in financial statement analysis.
• Ability to learn financial analysis concepts and apply them to assigned work.
• Proficient in Microsoft Excel and Teams; able to learn new software quickly.

Responsibilities

• Assist with financial statement analysis to evaluate commercial borrowers and credit requests.
• Gain exposure to commercial loan structure and the credit approval process.
• Learn how credit analysis identifies and reduces credit risk for the Bank.
• Collaborate with Commercial Credit leadership to build foundational financial analysis skills.
• Meet with Commercial Lenders and Market Presidents to gain exposure to the lending process.
• Maintain compliance with applicable regulations including the Bank Secrecy Act.

Skills

Analytical skills

Teamwork

Attention to detail

Communication

Education

Finance or Accounting degree program, at least 2 years completed

Tools

Microsoft Excel

Microsoft Teams

Job description

Midland States Bank in Rockford, IL, is seeking an Intern - Credit Analyst for Summer 2027. The role runs mid-May to early August, requiring full-time hours (Mon-Fri, 8 a.m.–5 p.m.).

The intern will assist with financial analysis, learn about loan structures, and support the Commercial Credit Department while gaining exposure to risk management in banking. The program targets students in Finance or Accounting with at least two years completed, offering development through leadership