CRE Portfolio Underwriter - Growth, Risk & Impact

Bank of America; San Francisco (CA); On-site; USD 91,000 - 144,000; Full time

Benefits offered by this job

Discretionary incentive plan

Industry-leading benefits

Paid time off

Job summary

Bank of America is seeking a Portfolio Management Underwriter to oversee ongoing monitoring and maintenance for a portfolio of commercial real estate loans, including larger/complex client relationships. You will deliver financial, industry, and risk analysis to inform credit decisions and collaborate with the Credit Team to address client needs.

The role emphasizes strong judgment, credit skills, and active participation in credit approvals for complex transactions, reporting to the Senior

Qualifications

• 2+ years commercial credit financial analysis and portfolio management experience.
• Commercial Credit Training

Responsibilities

• Post-close credit activity including documenting conditions for pre-approved extensions and associated legal documents.
• Monitoring and maintenance on the assigned portfolio including risk rating scorecards, annual sponsor/guarantor financial reviews, covenant compliance, construction monitoring, lease reviews, loan reporting, and site inspections.
• Minor modification of existing credits and extension of facilities which have defined extension options.
• Collateral analysis, sponsor/guarantor financial analysis, and review of related legal documents.
• Credit facilities include bridge, term, and construction loans for CRE developers and investors.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

Bachelor's degree in finance, accounting, economics or similar

Certificate from accredited real estate educational program

Job description

Bank of America is seeking a Portfolio Management Underwriter to oversee ongoing monitoring and maintenance for a portfolio of commercial real estate loans, including larger/complex client relationships. You will deliver financial, industry, and risk analysis to inform credit decisions and collaborate with the Credit Team to address client needs.

The role emphasizes strong judgment, credit skills, and active participation in credit approvals for complex transactions, reporting to the Senior