CRE Credit Analyst: 3-Year Fast-Track Program (2027)

U.S. Bank; Newport Beach (CA); Hybrid; USD 76,000 - 89,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Job summary

U.S. Bank’s Commercial Real Estate (CRE) team is recruiting for its next Credit Analyst class to join the National CRE Underwriting Team. Analysts analyze loan information, assess credit risk, and participate in an accelerated 3-year program with training and mentorship in a fast-paced environment.

Locations include Los Angeles and Newport Beach, with a hybrid work model and a 40-hour work week. The program prepares you for internal opportunities across Relationship Management, Capital Markets,

Qualifications

• Bachelor’s degree completed in December 2026 or spring 2027.
• Basic understanding of Financial/Accounting terms, concepts, and applications
• Ability to start development program on July 12, 2027

Responsibilities

• Underwrite new business opportunities for credit approval, including project, market, and sponsor financial analysis, structuring of loan terms, and risk evaluation.
• Monitor existing loan portfolios, including market analysis, covenant compliance tracking, collection and analysis of financial statements, problem loan reporting, and ongoing assessment of risk factors that may affect a project’s and/or client’s risk profile.
• Measure, monitor, and test a wide variety of financial covenants as specified within credit approval documents
• Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system
• Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration
• Interact with clients as appropriate; attend meetings or calls with companies in the supported portfolio
• Develop technical and business acumen through training, mentorship, and exposure to senior executives
• Build a supportive community of peers through cohort strengthening activities such as social events, volunteer days, and development workshops
• Utilize AI-enabled tools, including Microsoft Copilot, to support financial analysis, market research, portfolio monitoring, and preparation of credit-related materials while applying appropriate professional judgment and risk discipline.

Skills

Strong written and verbalcommunication

Analytical skills

Attention to detail

Education

Bachelor’s degree by Dec 2026 or Spring 2027

Tools

Excel

PowerPoint

Microsoft Copilot

Job description

U.S. Bank’s Commercial Real Estate (CRE) team is recruiting for its next Credit Analyst class to join the National CRE Underwriting Team. Analysts analyze loan information, assess credit risk, and participate in an accelerated 3-year program with training and mentorship in a fast-paced environment.

Locations include Los Angeles and Newport Beach, with a hybrid work model and a 40-hour work week. The program prepares you for internal opportunities across Relationship Management, Capital Markets,