CRA CD Validation Specialist - Impact & Compliance

U.S. Bank; St. Louis (MO); On-site; USD 105,000 - 124,000; Full time

Benefits offered by this job

Health benefits

Life insurance

Disability coverage

Parental/Family leave

401(k) plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a CRA CD Validation Analyst to provide advanced CRA knowledge and oversight within the CRA Program Office. The role partners with business lines to validate CD loans, investments, and services, ensuring compliant processes and strong data quality across initiatives.

The candidate should bring extensive CRA experience, strong analytical and project management skills, and the ability to communicate clearly with diverse stakeholders. Location-based expectations apply.

Qualifications

• Bachelor’s degree or equivalent experience with typically, more than six years of applicable experience.
• Typically more than six years of applicable experience.
• Significant understanding of the Community Reinvestment Act and related federal bank regulatory agency standards and guidance
• Thorough knowledge of Risk/Compliance/Audit competencies
• Strong analytical, process facilitation and project management skills
• Exceptional attention to detail and commitment to producing accurate, high-quality deliverables
• Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls
• Professional Certification, such as Certified Regulatory Compliance Manager (CRCM), Juris Doctor (JD) or certified audit professional

Responsibilities

• Provide advanced CRA and CD subject-matter expertise and guidance in review and validation of potential CD loans, investments, and services.
• Lead CD validation activities by coordinating workflow and delivering timely updates to stakeholders.
• Perform secondary review and quality assurance to ensure CRA compliance and robust evidence.
• Support validation initiatives including year-end CD loan submissions and data quality reviews.
• Identify and elevate risks; ensure adequate controls within responsibility areas.
• Develop validation procedures, eligibility guidance, and training materials.
• Support examinations, audits, and other oversight activities with clear information.
• Foster relationships with internal partners to improve CRA eligibility documentation and reporting.

Skills

CRA/CD subject-matter knowledge

Analytical skills

Project management

Communication skills

AI technology awareness

Office software proficiency

Education

Bachelor’s degree or equivalent (6+ years)

Tools

Microsoft Office

AI tools

Job description

U.S. Bank is seeking a CRA CD Validation Analyst to provide advanced CRA knowledge and oversight within the CRA Program Office. The role partners with business lines to validate CD loans, investments, and services, ensuring compliant processes and strong data quality across initiatives.

The candidate should bring extensive CRA experience, strong analytical and project management skills, and the ability to communicate clearly with diverse stakeholders. Location-based expectations apply.