CRA Compliance & Community Impact Lead

BankFirst Financial Services; Madison (MS); On-site; USD 70,000 - 100,000; Full time

Job summary

BankFirst Financial Services is seeking a CRA Officer to manage the bank’s Large Bank CRA Compliance Program, ensuring regulatory alignment and equitable credit access for LMI communities. The role uses Kadince and NContracts for analytics and reporting, and serves as the primary liaison for regulatory exams and community partnerships.

The ideal candidate will have a Bachelor’s degree with 2+ years CRA experience at a large or intermediate bank, strong data governance skills, and the ability to

Qualifications

• Bachelor’s degree with a minimum of 2+ years CRA experience at a Large Bank or equivalent.
• Direct experience using CRA monitoring software and mapping platforms.
• Strong knowledge of Regulation BB, Fair Lending, Redlining, and lending operations.

Responsibilities

• Data Analytics & System Management: administer CRA software and analyze loan penetration across markets.
• Assessment Area Optimization: review branch networks and boundaries for coverage expansion.
• Lending Analytics: report metrics to the Community Development Committee.
• Data Governance & Filings: oversee data collection, validation, and regulatory reporting.
• Compliance Administration & Reporting: maintain strategic plan and self-assessments; board updates.
• Audit & Exam Management: co-liaison for internal CRA audits and federal examinations.
• Community Leadership & Program Development: supervise staff and partner on community initiatives.

Skills

Spatial data analysis

Regulatory writing

Leadership

Deadline management

Travel

Education

Bachelor's degree

2+ years CRA experience

Tools

Kadince

NContracts

MS Office/Google Workspace

Job description

BankFirst Financial Services is seeking a CRA Officer to manage the bank’s Large Bank CRA Compliance Program, ensuring regulatory alignment and equitable credit access for LMI communities. The role uses Kadince and NContracts for analytics and reporting, and serves as the primary liaison for regulatory exams and community partnerships.

The ideal candidate will have a Bachelor’s degree with 2+ years CRA experience at a large or intermediate bank, strong data governance skills, and the ability to