Correspondent Staff Underwriter II

Trustmark Bank; Pearl (MS); On-site; USD 60,000 - 90,000; Full time

Job summary

Trustmark Bank is seeking a qualified mortgage underwriter to support both retail and wholesale platforms with guidance on loan decisions, underwriting standards, and investor guidelines. The role involves maintaining a disciplined loan pipeline and ensuring compliance with FNMA/FHLMC/FHA/VA/USDA requirements.

Ideal candidates will have FHA DE and VA SAR certifications, strong customer service skills, and proficiency with DeskTop Underwriter, Excel, and Word.

Qualifications

• 5 years experience in underwriting FNMA/FHLMC/FHA/VA/USDA Rural Housing loans.
• FHA DE certification.
• VA SAR certification.
• Documented experience in mortgage loan underwriting.
• Knowledge of underwriting guidelines and compliance.
• Working knowledge of DeskTop Underwriter.
• Excellent organizational and problem solving skills.
• Proficient in Excel and Word.

Responsibilities

• Provide assistance to both retail and TPO originators for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review appraisal types for final approval including issuing NOVs and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform additional duties as assigned.

Skills

Underwriting experience

GSE guidelines

DeskTop Underwriter

Customer service

Excel

Education

High school diploma

College coursework

Tools

DeskTop Underwriter System

Job description

Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities

• Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV’s and HFS/USDA conditional requirements
• Stay updated and attend refresher training for all investor guidelines
• Review and respond to management for all QC/QA exceptions
• Associates are expected to perform additional duties as assigned.

Qualifications

• High school education
• 5 years experience in underwriting FNMA/FHLMC/FHA/VA /USDA Rural Housing investor loans
• FHA DE certification
• VA SAR certification
• Documented experience in mortgage loan underwriting
• General understanding and knowledge of underwriting and compliance guidelines
• Working knowledge and experience with DeskTop Underwriter System
• Exceptional organizational skills and ability to efficiently handle workflows
• Superior problem solving skills
• Excellent customer service skills
• Working knowledge of Excel, Word, and other PC application
• College coursework preferred

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.