Corporate Mortgage Closer I

Mountain West Bank; Spokane (WA); On-site; USD 28,943 - 43,435; Full time

Benefits offered by this job

Comprehensive benefits package

Medical, dental, and vision insurance

Retirement plan with employer match

Paid vacation and sick leave

Job summary

Mountain West Bank is seeking a Mortgage Loan Closer to manage the final Closing Disclosure and ensure compliance for mortgage transactions. This role includes maintaining relationships with all parties involved, preparing closing documents, and ensuring timely loan closures.

Applicants should have experience in mortgage closing and knowledge of applicable laws. The position is available in Spokane, WA with a competitive hourly rate ranging from $21.01 to $31.53 based on location.

Qualifications

• Candidates should possess experience in mortgage closing and knowledge of related laws.

Responsibilities

• Maintain a professional, courteous, service-oriented relationship with all parties involved in the loan process.
• Act as liaison between the company, title/escrow company, and originator to ensure timely closing of the loan.
• Schedule and prepare loans for closing once the underwriter has approved the loan.
• Review fees and final figures from title/escrow and validate loan data.
• Enter required data into the Loan Origination System (LOS).
• Deliver Closing Disclosure per proper Service Level Agreements.
• Send closing document package to title/escrow and borrower.
• Request funding of the loan and follow up on any missing loan documentation.
• Comply with applicable laws and regulations.

Skills

Experience in mortgage closing

Knowledge of related laws

Job description

Glacier Bancorp, Inc. (GBCI) is a regional bank holding company providing commercial banking services in 80 communities through 129 banking offices in Montana, Idaho, Colorado, Utah, Washington and Wyoming. It offers a comprehensive benefits package including medical, dental, vision, life insurance, a retirement plan with employer match and profit sharing, paid vacation, holiday and sick leave. Salary is negotiable based on relevant experience.

About The Role

The Mortgage Loan Closer prepares the initial and final Closing Disclosure (including review of the Seller CD) and the closing package, funds the mortgage transaction, and ensures all documents are complete, accurate, and compliant with applicable laws and regulations.

This is a corporate position that may be located at an available bank division in Coeur d'Alene, ID; Post Falls, ID; or Spokane, WA. The entry rate for this position is $19.12 per hour (calculated for Coeur d'Alene, ID) and for WA applicants ranges from $21.01 to $31.53 per hour based on location.

Responsibilities

• Maintain a professional, courteous, service‑oriented relationship with all parties involved in the loan process.
• Act as liaison between the company, title/escrow company, and originator to ensure timely closing of the loan and accurate completion of all loan documents.
• Schedule and prepare loans for closing once the underwriter has approved the loan and conditions are cleared.
• Review fees and final figures from title/escrow, calculate cash to close, and validate loan data.
• Enter required data into the Loan Origination System (LOS).
• Deliver Closing Disclosure per proper Service Level Agreements (SLA).
• Send closing document package to title/escrow and borrower (if eClosing) and receive signed closing documents from title/escrow.
• Request funding of the loan and follow up on any missing or incomplete loan documentation in all files processed and/or closed.
• Comply with applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Qualifications

Qualifications are not explicitly listed in the provided description. Candidates should possess experience in mortgage closing and knowledge of related laws.