Corporate Mortgage Processor II

Mountain West Bank; Spokane (WA); On-site; USD 33,585 - 50,406; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Retirement plan with employer match

Paid vacation, holiday, and sick leave

Job summary

Mountain West Bank is looking for a Mortgage Loan Processor II in Spokane, WA. This role requires outstanding customer service, strong math skills, and excellent organizational abilities. The processor will handle all aspects of retail mortgage loans, ensuring compliance, and act as a liaison throughout the closing process. The position offers a salary range of $24.38 to $36.59 an hour, based on experience, along with a comprehensive benefits package including health insurance and retirement plans.

Qualifications

• Must process and prepare for closing retail mortgage loans efficiently.
• Review loan applications for completeness and accuracy.
• Must verify loan information before submission to underwriting.

Responsibilities

• Process mortgage loan applications, ensuring compliance with regulations.
• Ensure timely delivery of loan documents to title/escrow company.
• Act as liaison between originator, underwriter, and closer/funder.

Skills

Outstanding customer service and communication skills

Aptitude in math

Excellent time management and organizational skills

Attention to detail

Tools

Encompass

Job description

Overview

Glacier Bancorp, Inc. (GBCI) is a regional bank holding company providing commercial banking services in 80 communities through 129 banking offices in Montana, Idaho, Colorado, Utah, Washington and Wyoming. GBCI offers an extensive benefits package that includes medical, dental, vision, life insurance; retirement plan including employer match and profit sharing; paid vacation, holiday and sick leave. Salary is negotiable depending upon relevant experience.

This is a Corporate position which may be located at an available bank division location across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. WA Applicants ONLY: Spokane, WA range $24.38 to $36.59 an hour. Wenatchee, WA $24.72 to $37.09 an hour. All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

Summary

The Mortgage Loan Processor II position requires outstanding customer service and communication skills. Mortgage loan processors should have an aptitude in math and excellent time management and organizational skills. Attention to detail is essential. The Mortgage Loan Processor II processes and prepares for closing retail mortgage loans (conventional & government, construction, purchase & refinance, portfolio ARMs) under various loan programs in accordance with policies and procedures.

Responsibilities

• Process mortgage loan applications, ensuring compliance with regulations, policies, and procedures, within the required timeframe. Review the loan application to confirm it is complete, verify loan information and accuracy of data in Encompass. Perform preliminary income calculation/analysis, and ensure all documents are reviewed and signatures are in order prior to submission to underwriting.
• Conduct follow-up on third-party service orders to ensure information is received in a timely manner. Generate re-disclosures and changes in circumstances as necessary. Satisfy underwriting conditions. Ensure file is complete and all requirements are met for loan to close. Coordinate loan closings including delivery of documents to title/escrow company.
• Act as liaison between originator, underwriter, and closer/funder to ensure timely closing of the loan, accurate completion of all loan documents, proper and complete signatures, and coordination of the closing process.
• Mitigate processing-related post-closing deficiencies.
• Comply with all company policies and procedures and all applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Complete assigned online training courses and achieve a passing score by the due date.