Underwriting & Portfolio Management Analyst

Santander Bank; New York (NY); On-site; USD 64,000 - 98,000; Full time

Job summary

Santander Bank in New York, NY is seeking a USA Underwriting & Portfolio Management Analyst to support underwriters in assessing, processing and packaging commercial loans. The role involves collecting documents, reviewing third-party reports, and presenting loan packages to committees.

Candidates should hold a Bachelor’s Degree or equivalent and at least 3 years of related experience, with strong analytical, communication, and Excel skills, plus knowledge of banking regulations.

Qualifications

• Bachelor’s Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. – Required.
• 3 Years Related experience and/or training. – Required.
• Excellent written and verbal communication skills.
• Strong analytical skills and proficient with financial statements.
• Ability to work in a fast paced environment with little supervision.
• Ability to work well with others and on teams.
• Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.
• Demonstrates strong judgement and sound credit skills.
• Knowledge of Federal banking regulations.

Responsibilities

• Assist the Underwriter(s) in analyzing, processing and packaging commercial loans.
• Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs.
• Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines.
• Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.
• Conducts detailed economic and demographic research to determine feasibility of transactions.
• Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee.
• Conducts inspections of physical assets.

Skills

Written and verbal communication

Analytical skills

Credit skills

Team collaboration

Regulatory knowledge

Financial statement proficiency

Education

Bachelor’s Degree or equivalent work experience

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Job description

Santander Bank in New York, NY is seeking a USA Underwriting & Portfolio Management Analyst to support underwriters in assessing, processing and packaging commercial loans. The role involves collecting documents, reviewing third-party reports, and presenting loan packages to committees.

Candidates should hold a Bachelor’s Degree or equivalent and at least 3 years of related experience, with strong analytical, communication, and Excel skills, plus knowledge of banking regulations.