Senior Corporate Credit Analyst – Underwriting & Risk

BBVA; New York (NY); On-site; USD 110,000 - 120,000; Full time

Job summary

BBVA in New York seeks a Senior Analyst for Global Risk Management with 2-5 years in corporate or investment banking credit risk, corporate banking, leveraged/structured finance. The role underwrites via cash-flow lending, revolvers, trade finance, and more, evaluating obligor creditworthiness and monitoring risk across a growing corporate portfolio.

The candidate will prepare credit memoranda, analyze financials, and collaborate with Legal, Relationship Managers, and product teams, contributing

Qualifications

• 2-5 years of progressive experience in credit risk management.
• Strong understanding of credit underwriting, financial analysis, and risk assessment.
• Bachelor’s degree in Finance, Accounting, or a related field.

Responsibilities

• Perform credit analysis and underwriting for corporate clients across a broad range of relationship banking products, including cash flow-based lending, revolvers, trade finance, structured finance, and other financing structures.
• Analyze historical and projected financial performance, liquidity, leverage, cash flow generation, and repayment capacity to assess creditworthiness.
• Assist in evaluating transaction structures, collateral, covenants, guarantees, and other protections to identify key risks and mitigants.
• Review legal documentation such as credit agreements, security documents, ISDA agreements, and related materials.
• Prepare clear credit memoranda and risk recommendations for senior credit officers and committees.
• Conduct and monitor annual credit reviews, covenant compliance, amendments, waivers, and restructurings, identifying emerging risks.
• Collaborate with Relationship Managers, Product Specialists, Legal, Operations, and Credit Risk Management to facilitate execution while maintaining independent analysis.
• Develop expertise across industries and financing products to support portfolio needs.

Skills

Credit risk analysis

Financial analysis

Independent judgment

Communication

Education

Bachelor’s degree in Finance, Accounting, or related field

Tools

ISDA agreements

Job description

BBVA in New York seeks a Senior Analyst for Global Risk Management with 2-5 years in corporate or investment banking credit risk, corporate banking, leveraged/structured finance. The role underwrites via cash-flow lending, revolvers, trade finance, and more, evaluating obligor creditworthiness and monitoring risk across a growing corporate portfolio.

The candidate will prepare credit memoranda, analyze financials, and collaborate with Legal, Relationship Managers, and product teams, contributing