Consumer Loan Underwriter - Detail-Driven with Growth

Forest Area Federal Credit Union; Fife Lake (MI); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Paid time off

Holidays

Benefits

Training opportunities

Work-life balance

Member impact

Job summary

Forest Area Federal Credit Union in Michigan is seeking a Consumer Loan Underwriter who will review applications, analyze credit data, and ensure compliance with TILA, ECOA and FCRA. The role requires 3–5 years of lending experience, a high school diploma or GED, and proficiency with loan origination systems, credit analysis tools, and MS Office. On-site position in Fife Lake, with a focus on member-focused service.

Qualifications

• 3–5 years in consumer lending or underwriting.
• Experience reviewing loan applications and financial documents.
• Knowledge of auto, personal loans, credit cards, lines of credit.
• Familiarity with TILA, ECOA, FCRA, RESPA.
• Strong communication and analytical skills.

Responsibilities

• Review loan applications for accuracy and policy compliance.
• Analyze financial documents, credit reports, and income data.
• Evaluate risk with scoring models and tools.
• Ensure compliance with laws and regulations.
• Request documents and explain loan decisions to applicants.
• Collaborate with loan officers and management on complex cases.
• Maintain documentation and support audit readiness.
• Stay updated on industry changes and products.

Skills

Credit analysis

Regulatory knowledge

Communication skills

Time management

MS Office

Lending systems

Education

High school diploma or GED

Tools

Loan origination systems

Credit analysis tools

Job description

Forest Area Federal Credit Union in Michigan is seeking a Consumer Loan Underwriter who will review applications, analyze credit data, and ensure compliance with TILA, ECOA and FCRA. The role requires 3–5 years of lending experience, a high school diploma or GED, and proficiency with loan origination systems, credit analysis tools, and MS Office. On-site position in Fife Lake, with a focus on member-focused service.