On‑Site Consumer Lending Underwriter

Lake Michigan Credit Union; Grand Rapids (MI); On-site; USD 52,000 - 70,000; Full time

Benefits offered by this job

Weekly pay

Health benefits

Tuition reimbursement

Parental leave

Retirement savings options

Job summary

Lake Michigan Credit Union is seeking a detail-oriented Consumer Lending Underwriter in Grand Rapids, MI. You will evaluate loan applications, analyze credit, and help members navigate their financial goals with a focus on accuracy and excellent service.

Join a team that values curiosity, collaboration, and continuous excellence while adhering to lending policies and regulatory requirements. This on-site role offers competitive benefits and weekly pay.

Qualifications

• 3–5 years of experience in consumer lending or underwriting.
• Strong analytical and credit assessment abilities.
• Ability to explain complex financial concepts clearly.
• Experience with lending systems and loan documentation.

Responsibilities

• Interview loan applicants to gather financial information.
• Analyze applicants' credit reports and financial profiles.
• Approve, deny, or elevate loan applications per policies.
• Educate members on loan products and options.
• Establish loan terms and communicate repayment expectations.
• Prepare and review loan documentation for accuracy.
• Monitor funded loans and coordinate with collections when needed.
• Participate in sales and business development to grow lending.

Skills

Analytical skills

Decision making

Communication skills

Detail oriented

Multitasking

Member service mindset

Education

High school diploma or equivalent

Finance or business education preferred

Job description

Lake Michigan Credit Union is seeking a detail-oriented Consumer Lending Underwriter in Grand Rapids, MI. You will evaluate loan applications, analyze credit, and help members navigate their financial goals with a focus on accuracy and excellent service.

Join a team that values curiosity, collaboration, and continuous excellence while adhering to lending policies and regulatory requirements. This on-site role offers competitive benefits and weekly pay.